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Institution profile

Prosperity Bank

Bank · Active · Headquarters: El Campo, TX

Profile data observed August 3, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Prosperity Bank
Display name
Prosperity Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
September 13, 1949
Established date
September 13, 1949
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
El Campo, TX, 77437, United States
FDIC certificate number
16835
Federal Reserve RSSD ID
664756
Domestic location count
354
Source observed
August 3, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
16835
Federal Reserve RSSD ID
664756
LEI
549300D003QRZFSQ4N43
Headquarters
1301 North Mechanic Street, El Campo, TX, 77437, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

376

Showing 1 through 50 of 376 listed locations

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
November 1, 2023
Regulator
FDIC
Examination method
Large Bank Exam

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
November 1, 2023SatisfactoryFDICLarge Bank Exam
October 1, 2019SatisfactoryFDICLarge Bank Exam
January 1, 2015SatisfactoryFDICLarge Bank Exam
May 1, 2012SatisfactoryFDICLarge Bank Exam
February 1, 2009SatisfactoryFDICLarge Bank Exam
September 1, 2005SatisfactoryFDICLarge Bank Exam
December 1, 2002SatisfactoryFDICLarge Bank Exam
March 1, 2000SatisfactoryFDICLarge Bank Exam
August 1, 1997SatisfactoryFDICSmall Bank
May 1, 1994SatisfactoryFDICNot Reported
November 1, 1993SatisfactoryFDICNot Reported
July 1, 1991SatisfactoryFDICNot Reported

Institutional history

44 FFIEC NIC history events

Showing 1 through 25 of 44 history events

FFIEC-reported organizational relationships

9 FFIEC NIC relationship records

Showing 1 through 9 of 9 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationshipABNA INVESTMENTS INCDomestic Entity OtherCorpus Christi, TX
Direct relationshipAMERICAN PRUDENTIAL CAPITAL, INC.Domestic Entity OtherHouston, TX
Direct relationshipCBH MORTGAGE, INC.Domestic Entity OtherSan Antonio, TX
Direct relationshipGARDNER FINANCIAL SERVICES, LTD.Domestic Entity OtherSan Antonio, TX
Direct relationshipLEGACYTEXAS HOLDINGS, INCDomestic Entity OtherSugar Land, TX
Direct relationshipSTEL INSURANCE SERVICES, INC.Domestic Entity OtherHouston, TX
Direct relationshipTEXAS EXPRESS FUNDING, LLCDomestic Entity OtherSan Antonio, TX
Direct relationshipTPB WEALTH ADVISORS, LLCDomestic Entity OtherSan Antonio, TX
ROOT_INSTITUTIONPROSPERITY BANKNon-member BankEl Campo, TX

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank