Listed locations
12
Institution profile
Prospect Bank
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Prospect Bank
- Display name
- Prospect Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- March 23, 1873
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Paris, IL, 61944, United States
- Website
- https://www.bankprospect.com
- FDIC certificate number
- 3722
- Federal Reserve RSSD ID
- 738143
- Domestic location count
- 11
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 3722
- Federal Reserve RSSD ID
- 738143
- LEI
- 549300QWYPPH283K6R36
- Headquarters
- 177 West Wood Street, Paris, IL, 61944, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 12 of 12 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| ASHMORE BRANCH | 10 West Ashmore Street | Ashmore | IL | 61912 |
| BROCTON BRANCH | 301 West 3rd Street | Brocton | IL | 61917 |
| CASEY BRANCH | 602 North Route 49 | Casey | IL | 62420 |
| CHAMPAIGN BRANCH | 1601 South Prospect Avenue | Champaign | IL | 61820 |
| GILMAN BRANCH | 209 South Crescent Street | Gilman | IL | 60938 |
| HOMER BRANCH | 134 South Main Street | Homer | IL | 61849 |
| KANSAS BRANCH | 101 South Front Street | Kansas | IL | 61933 |
| MARSHALL BRANCH | 103 Kyden Drive | Marshall | IL | 62441 |
| DRIVE-IN BRANCH | 212 North Main Street | Paris | IL | 61944 |
| SIDELL BRANCH | 504 North Chicago | Sidell | IL | 61876 |
| WATSEKA BRANCH | 141 Veteran's Parkway | Watseka | IL | 60970 |
| TERRE HAUTE BRANCH | 2609 Poplar Street | Terre Haute | IN | 47803 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- March 1, 2024
- Regulator
- FDIC
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| March 1, 2024 | Satisfactory | FDIC | Intermediate Small Bank |
| March 1, 2021 | Satisfactory | FDIC | Intermediate Small Bank |
| March 1, 2018 | Satisfactory | FDIC | Intermediate Small Bank |
| May 1, 2015 | Satisfactory | FDIC | Intermediate Small Bank |
| February 1, 2012 | Satisfactory | FDIC | Intermediate Small Bank |
| February 1, 2009 | Satisfactory | FDIC | Small Bank |
| September 1, 2003 | Satisfactory | FDIC | Small Bank |
| June 1, 1997 | Outstanding | FDIC | Small Bank |
| April 1, 1994 | Satisfactory | FDIC | Not Reported |
| November 1, 1991 | Satisfactory | FDIC | Not Reported |
Institutional history
4 FFIEC NIC history events
Showing 1 through 4 of 4 history events
| Event date | Event type | Related institution |
|---|---|---|
| August 14, 2026 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 15, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 12, 2009 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 30, 1998 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
1 FFIEC NIC relationship record
Showing 1 of 1 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| ROOT_INSTITUTION | PROSPECT BANK | Non-member Bank | Paris, IL |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank