Listed locations
18
Institution profile
Prairie State Bank and Trust
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Prairie State Bank and Trust
- Display name
- Prairie State Bank and Trust
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- November 4, 1988
- Established date
- November 4, 1988
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Springfield, IL, 62711, United States
- Website
- https://www.psbank.net
- FDIC certificate number
- 27362
- Federal Reserve RSSD ID
- 1222948
- Domestic location count
- 18
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 27362
- Federal Reserve RSSD ID
- 1222948
- LEI
- 2549001E11O22GGBEL86
- Headquarters
- 3751 West Wabash, Springfield, IL, 62711, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 18 of 18 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| BLOOMINGTON BRANCH | 1101 Trinity Lane | Bloomington | IL | 61704 |
| 621 WEST LINCOLN OFFICE | 621 West Lincoln | Charleston | IL | 61920 |
| LONG CREEK BRANCH | 4485 East US Route 36 | Decatur | IL | 62521 |
| PERSHING ROAD BRANCH | 1000 West Pershing Road | Decatur | IL | 62526 |
| FARMERSVILLE FACILITY | Main And Cleveland Streets | Farmersville | IL | 62533 |
| GIRARD BRANCH | 402 North 3rd Street | Girard | IL | 62640 |
| ILLIOPOLIS BRANCH | 211 Dye Road | Illiopolis | IL | 62539 |
| MORTON AVENUE BRANCH | 1052 West Morton Avenue | Jacksonville | IL | 62650 |
| LEWISTOWN BRANCH | 105 West Lincoln | Lewistown | IL | 61542 |
| MATTOON BRANCH | 2121 Western Avenue | Mattoon | IL | 61938 |
| MEREDOSIA BRANCH | 100 Main Street | Meredosia | IL | 62665 |
| MT. ZION BRANCH | 340 West Main Street | Mount Zion | IL | 62549 |
| QUINCY BRANCH | 2600 Broadway Suite 1 | Quincy | IL | 62301 |
| SAVOY BRANCH | 410 West Curtis Road | Savoy | IL | 61874 |
| SPRINGFIELD BRANCH | 1001 Durkin Drive | Springfield | IL | 62704 |
| TORONTO ROAD BRANCH | 1361 Toronto Road | Springfield | IL | 62712 |
| 201 EAST JACKSON STREET OFFICE | 201 East Jackson Street | Virden | IL | 62690 |
| VIRDEN BRANCH | 603 North Springfield Street | Virden | IL | 62690 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- January 1, 2025
- Regulator
- FDIC
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| January 1, 2025 | Satisfactory | FDIC | Intermediate Small Bank |
| December 1, 2021 | Satisfactory | FDIC | Intermediate Small Bank |
| October 1, 2018 | Satisfactory | FDIC | Intermediate Small Bank |
| February 1, 2016 | Satisfactory | FDIC | Intermediate Small Bank |
| January 1, 2013 | Satisfactory | FDIC | Intermediate Small Bank |
| February 1, 2007 | Satisfactory | FDIC | Small Bank |
| August 1, 2002 | Satisfactory | FDIC | Small Bank |
| July 1, 1997 | Satisfactory | FDIC | Small Bank |
| February 1, 1994 | Outstanding | FDIC | Not Reported |
| December 1, 1990 | Satisfactory | FDIC | Not Reported |
Institutional history
6 FFIEC NIC history events
Showing 1 through 6 of 6 history events
| Event date | Event type | Related institution |
|---|---|---|
| December 10, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 8, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 8, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 21, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 18, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 5, 1988 | Failure - Government Assistance Provided | MT. ZION STATE BANK |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
2 FFIEC NIC relationship records
Showing 1 through 2 of 2 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | AMERICAN PRAIRIE INSURANCE SOLUTIONS, INC | Domestic Entity Other | Springfield, IL |
| ROOT_INSTITUTION | PRAIRIE STATE BANK & TRUST | Non-member Bank | Springfield, IL |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank