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Institution profile

POSTAL & COMMUNITY

Credit union · Active · Main office: Saint Joseph, MO

Profile data observed August 6, 2026

Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

NCUA identity

NCUA charter number
64145
Credit union type
Federally insured state-chartered credit union
Federal insurance
Federally insured through the NCUA / National Credit Union Share Insurance Fund
Low-income designation
Yes

NCUA-reported main office

Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.

Address line 1
3921 Oakland Ave
City
Saint Joseph
State
MO
ZIP
64506
County
Buchanan
Country
United States
Phone
8162795656
Hours
9:00am to 4:30pm Monday - Thursday 9:00am to 5:30 Friday 9:00am to 12:00pm Saturday

NCUA quarterly financial summary

Data period: March 31, 2026

Members
11,114
Total assets
$93,071,258
Total loans — all reported loan categories
$69,603,727
Shares and deposits
$83,722,733
Return on average assets
1.22%
Net worth ratio
9.79%
Loan-to-share ratio
83.14%

NCUA total-loan balances are institution-wide and are not presented as mortgage volume.

Four-quarter growth metrics

Shares/deposits four-quarter growth
9.03%
Loans four-quarter growth
13.31%
Assets four-quarter growth
9.52%
Members four-quarter growth
0.88%
Net-worth four-quarter growth
12.84%

Location characteristics

Source-reported location characteristics. These fields are not recommendations or quality indicators.

Member services
Yes
ATM
Yes
Drive-thru
Yes
Shared service-center network
No

NCUA source dates

NCUA call-report date
March 31, 2026
NCUA locations data date
March 31, 2026
NCUA locations observed
August 7, 2026

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
Federally insured state-chartered credit union