Institution profile
POLAM (Redwood City, CA)
Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
NCUA identity
- NCUA charter number
- 21502
- Credit union type
- Federal credit union
- Federal insurance
- Federally insured through the NCUA / National Credit Union Share Insurance Fund
- Low-income designation
- No
NCUA-reported main office
Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.
- Address line 1
- 770 Marshall St
- City
- Redwood City
- State
- CA
- ZIP
- 94063-1846
- County
- San Mateo
- Country
- United States
- Phone
- 6503678940
- Hours
- Mon-Thurs: 9 AM to 4 PM Friday: 9 AM to 6 PM Saturday: 9 AM to 1 PM
NCUA quarterly financial summary
Data period: March 31, 2026
- Members
- 3,794
- Total assets
- $73,625,240
- Total loans — all reported loan categories
- $58,041,383
- Shares and deposits
- $63,342,398
- Return on average assets
- -0.75%
- Net worth ratio
- 13.6%
- Loan-to-share ratio
- 91.63%
NCUA total-loan balances are institution-wide and are not presented as mortgage volume.
Four-quarter growth metrics
- Shares/deposits four-quarter growth
- -2.13%
- Loans four-quarter growth
- -10.67%
- Assets four-quarter growth
- -2.52%
- Members four-quarter growth
- -2.42%
- Net-worth four-quarter growth
- -3.32%
Location characteristics
Source-reported location characteristics. These fields are not recommendations or quality indicators.
- Member services
- Yes
- ATM
- No
- Drive-thru
- No
- Shared service-center network
- Yes
NCUA source dates
- NCUA call-report date
- March 31, 2026
- NCUA locations data date
- March 31, 2026
- NCUA locations observed
- August 7, 2026
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- Federally insured federal credit union