HMDA records
466
2025
Public institution profile · Bank · Not a recommendation
PlainsCapital Bank
BankUniversity Park, TXActive
FDIC certificate 17491
Data observedAugust 3, 2026Section records may have different source dates.
- Public-source data
- Source-linked records
- No paid lender rankings
- See methodology
- Correct the record
Identifiers, verification, and corrections
Stable identifiers
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
- FDIC certificate
- 17491
- company ID
- Not published — no verified match
More identifiers
- Federal Reserve
- 637451
- OCC charter number
- Not published — no verified match
- Not published — no verified match
- Official website
- https://www.plainscapital.com
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Data correction
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionAt a glance
- Institution type
- Bank
- Status
- Active
- Headquarters
- University Park, TX
- HMDA activity
- Published activity year 2025
- Listed branch locations
- 54
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Satisfactory, exam March 18, 2024
- Institution history
- 6 published events
What USMI publishes
Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
- Institution type
- Bank
- Status
- Active
- Headquarters
- University Park, TX
- activity
- Published activity year 2025
- Listed branch locations
- 54
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Satisfactory, exam March 18, 2024
- Institution history
- 6 published events
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
What this profile is not
- Not a lender recommendation or ranking.
- Not a mortgage rate sheet or quote.
- Not an underwriting, approval, or eligibility decision.
- Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
- Not a complaint-resolution channel.
- Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.
HMDA
Mortgage activity
Reported records for the selected year. These figures are not a lender score.
466reported records
101reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
activity
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
Loan originations
101
2025
Denials
14
2025
Withdrawals
13
2025
Denial rate among decisioned applications
12.0%
2025
Annual history
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 466 | 101 | 2 | 14 | 13 | 12.0% |
| 2024 | 313 | 93 | 1 | 3 | 24 | 3.1% |
| 2023 | 453 | 118 | 6 | 7 | 30 | 5.3% |
| 2022 | 1,613 | 179 | 5 | 7 | 45 | 3.7% |
| 2021 | 2,528 | 202 | 3 | 4 | 48 | 1.9% |
| 2020 | 886 | 175 | 14 | 11 | 36 | 5.5% |
| 2019 | 719 | 216 | 7 | 19 | 35 | 7.9% |
| 2018 | 398 | 216 | 7 | 7 | 39 | 3.0% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 466 |
| FHA | 0 |
| VA | 0 |
| RHS / FSA | 0 |
| Home purchase | 379 |
| Home improvement | 1 |
| Refinancing | 71 |
| Cash-out refinancing | 10 |
State reporting
44 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
CFPB consumer submissions
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
CFPB Mortgage Complaint Activity
No published complaint result found
No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Regulatory & institutional records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
Institution identity
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- PlainsCapital Bank
- Display name
- PlainsCapital Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- September 15, 1955
- Established date
- September 15, 1955
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- University Park, TX, 75205, United States
- FDIC certificate number
- 17491
- Federal Reserve
- 637451
- Domestic location count
- 58
- Source observed
- August 3, 2026
Regulatory information
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 17491
- Federal Reserve
- 637451
- 549300OBLIP1F3NM5751
- Headquarters
- 6565 Hillcrest Avenue, University Park, TX, 75205, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- March 18, 2024
- Regulator
- Federal Reserve
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| March 18, 2024 | Satisfactory | Federal Reserve | Large Bank Exam |
| May 17, 2021 | Satisfactory | Federal Reserve | Large Bank Exam |
| March 12, 2018 | Satisfactory | Federal Reserve | Large Bank Exam |
| July 6, 2015 | Satisfactory | Federal Reserve | Large Bank Exam |
| June 3, 2013 | Satisfactory | Federal Reserve | Large Bank Exam |
| March 14, 2011 | Satisfactory | Federal Reserve | Large Bank Exam |
| November 3, 2008 | Needs to Improve | Federal Reserve | Large Bank Exam |
| October 30, 2006 | Satisfactory | Federal Reserve | Large Bank Exam |
| September 20, 2004 | Satisfactory | Federal Reserve | Large Bank Exam |
| September 9, 2002 | Satisfactory | Federal Reserve | Large Bank Exam |
| August 14, 2000 | Satisfactory | Federal Reserve | Large Bank Exam |
Formal hierarchy
FFIEC NIC hierarchy rows
2
Showing 1 through 2 of 2 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | PRIMELENDING, A PLAINSCAPITAL COMPANY | Domestic Entity Other | Dallas, TX |
| ROOT_INSTITUTION | PLAINSCAPITAL BANK | State Member Bank | University Park, TX |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank
Locations
Branch and office locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Branch locations
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Branch network
Listed locations
54
Showing 1 through 50 of 54 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| NORTH COLLINS BRANCH | 804 North Collins | Arlington | TX | 76011 |
| AUSTIN 5TH AND COLORADO BRANCH | 201 West 5th Street | Austin | TX | 78701 |
| AUSTIN-WESTLAKE BRANCH | 2705 Bee Caves Road, Suite 120 | Austin | TX | 78746 |
| BROWNSVILLE MORRISON BRANCH | 100 W Morrison RD | Brownsville | TX | 78520 |
| BROWNSVILLE PRICE ROAD BRANCH | 25 East Price Road | Brownsville | TX | 78521 |
| CORPUS SARATOGA BRANCH | 5921 Saratoga | Corpus Christi | TX | 78414 |
| NORTH PADRE ISLAND DRIVE BRANCH | 400 South Padre Island Drive, Suite 101 | Corpus Christi | TX | 78405 |
| PCB SHORELINE BRANCH | 500 North Shoreline Boulevard | Corpus Christi | TX | 78401 |
| BAYLOR BRANCH | 3417 Gaston Avenue Suite 150 | Dallas | TX | 75246 |
| DALLAS - PRESTON CENTER BRANCH | 8200 Douglas Avenue, Suite 100 | Dallas | TX | 75225-5904 |
| NORTH DALLAS BRANCH | 18111 Preston Road | Dallas | TX | 75252 |
| PCB HILLCREST BRANCH | 2323 Victory Avenue | Dallas | TX | 75219 |
| TURTLE CREEK BRANCH | 2911 Turtle Creek Blvd, Suite 100 | Dallas | TX | 75219 |
| DENTON BRANCH | 513 West Oak Street, Suite 100 | Denton | TX | 76201 |
| DESOTO BRANCH | 2010 North Hampton Road | Desoto | TX | 75115 |
| DONNA BRANCH | 503 North Salinas Boulevard | Donna | TX | 78537 |
| MAIN BRANCH | 100 West Cano Street | Edinburg | TX | 78539 |
| CAMP BOWIE BRANCH | 3707 Camp Bowie Blvd. | Fort Worth | TX | 76107-3353 |
| FORT WORTH DOWNTOWN BRANCH | 801 Houston Street, Suite 102 | Fort Worth | TX | 76102 |
| FRISCO - THE STAR LENDING BRANCH | 1 Cowboys Way | Frisco | TX | 75034 |
| FRISCO BRANCH | 2500 Legacy Drive, Suite 150 | Frisco | TX | 75034 |
| FRISCO THE STAR BRANCH | 6635 Cowboys Way, Suite 100 | Frisco | TX | 75034 |
| GRANBURY BRANCH | 1100 East Highway 377 Suite 101 | Granbury | TX | 76048 |
| HARLINGEN EXPRESSWAY BRANCH | 1010 South Expressway 83 | Harlingen | TX | 78550 |
| HOUSTON - OLD SPANISH TRAIL BRANCH | 3388 Old Spanish Trail | Houston | TX | 77021 |
| HOUSTON - WOODWAY BRANCH | 5005 Woodway Drive | Houston | TX | 77056 |
| KIRBY DRIVE BRANCH | 2929 Kirby DR | Houston | TX | 77098-1202 |
| PCB HOUSTON MOBILE BRANCH | 2525 Richmond Avenue | Houston | TX | 77098 |
| RICHMOND AVENUE BRANCH | 2925 Richmond Avenue | Houston | TX | 77098 |
| 82ND & BOSTON BRANCH | 2524 82nd Street | Lubbock | TX | 79423 |
| GENOA BRANCH | 5821 82nd Street | Lubbock | TX | 79424 |
| PCB CARILLON BRANCH | 4002 16th Street | Lubbock | TX | 79416 |
| PCB MILWAUKEE BRANCH | 4511 Milwaukee Avenue | Lubbock | TX | 79407 |
| QUAKER AVENUE BRANCH | 9802 Quaker Avenue | Lubbock | TX | 79424 |
| SOUTHWEST BRANCH | 7316 Slide Road | Lubbock | TX | 79424-2512 |
| UNIVERSITY AVENUE BRANCH | 5010 University Avenue | Lubbock | TX | 79413-4422 |
| WHISPERWOOD BRANCH | 4415 Fourth ST | Lubbock | TX | 79416 |
| PCB MANSFIELD BRANCH | 1748 East Broad Street, Suite 102 | Mansfield | TX | 76063 |
| MCALLEN 10TH/TRENTON BRANCH | 7201 N 10th ST | Mcallen | TX | 78504 |
| MCALLEN SOUTH 10TH BRANCH | 1821 South 10th Street | Mcallen | TX | 78503 |
| MISSION NORTH CONWAY BRANCH | 1709 N Conway | Mission | TX | 78572 |
| OLMITO BRANCH | 7905 N Expressway 77 | Olmito | TX | 78575 |
| PHARR 281/NOLANA BRANCH | 100 East Nolana Loop | Pharr | TX | 78577 |
| PORT ISABEL BRANCH | 123 East Queen Isabella Boulevard | Port Isabel | TX | 78578 |
| ROUND ROCK BRANCH | 400 Sundance Parkway | Round Rock | TX | 78681 |
| PCB FOUNTAINHEAD BRANCH | 8200 Ih-10 West, Suite 120 | San Antonio | TX | 78230-3807 |
| RENAISSANCE PLAZA BRANCH | 70 N.e. Loop 410, Suite 100 | San Antonio | TX | 78216 |
| SAN ANTONIO - NEW BRAUNFELS BRANCH | 7925 North New Braunfels Avenue | San Antonio | TX | 78209 |
| STONE OAK BRANCH | 150 East Sonterra Blvd, Suite 150 | San Antonio | TX | 78258 |
| WOODLANDS BRANCH, THE | 1699 Research Forest Drive, Suite 100 | Shenandoah | TX | 77380 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Institution history
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
Institution history
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
Institutional history
FFIEC NIC history events
6
Showing 1 through 6 of 6 history events
| Event date | Event type | Related institution |
|---|---|---|
| August 1, 2018 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 14, 2013 | Failure - Government Assistance Provided | FIRST NATIONAL BANK |
| January 2, 2003 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 2, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 31, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | PLAINS SERVICE CORPORATION |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources & methodology
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
FDIC BankFind
Source reviewed2026-08-03
Limitation
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
CFPB Consumer Complaint Database search
Source reviewed2026-08-03
Limitation
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
HMDA modified LAR
Source reviewed2026-08-03
Limitation
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
FFIEC NIC institution profile
Source reviewed2026-08-19
Limitation
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
FFIEC NIC branches
Source reviewed2026-08-19
Limitation
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
FFIEC NIC organizational hierarchy
Source reviewed2026-08-19
Limitation
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
FFIEC NIC institution history
Source reviewed2026-08-19
Limitation
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.
FFIEC CRA Ratings Database
Source reviewed2026-08-28
Limitation
A CRA rating is the regulator's examination result for the date shown. It is not a USMI rating.