Back to institutions

Institution profile

Plains Commerce Bank

Bank · Active · Headquarters: Sioux Falls, SD

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Plains Commerce Bank
Display name
Plains Commerce Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
January 1, 1934
Established date
July 16, 1931
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Sioux Falls, SD, 57106, United States
FDIC certificate number
1678
Federal Reserve RSSD ID
593052
Domestic location count
8
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
1678
Federal Reserve RSSD ID
593052
LEI
549300KJ8PAJ7E52HG32
Headquarters
3905 W 49th ST, Sioux Falls, SD, 57106, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

7

Showing 1 through 7 of 7 listed locations

Scroll sideways to see every branch column.

Showing 1 through 7 of 7 FFIEC NIC branch locations
BranchAddressCityStatePostal code
ABERDEEN BRANCH524 South Dakota StreetAberdeenSD57401
CONDE BRANCH280 Broadway StreetCondeSD57434
HOVEN BRANCH220 Main StreetHovenSD57450
MITCHELL BRANCH900 South Burr Street, Suite 100MitchellSD57301
SIOUX FALLS EAST 10TH STREET BRANCH1411 East 10th StreetSioux FallsSD57103
SIOUX FALLS EAST 57TH BRANCH4700 E. 57th StreetSioux FallsSD57108
WATERTOWN BRANCH109 First Avenue SoutheastWatertownSD57201

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
January 1, 2024
Regulator
FDIC
Examination method
Intermediate Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
January 1, 2024SatisfactoryFDICIntermediate Small Bank
February 1, 2021SatisfactoryFDICIntermediate Small Bank
February 1, 2018SatisfactoryFDICIntermediate Small Bank
March 1, 2015SatisfactoryFDICIntermediate Small Bank
April 1, 2012SatisfactoryFDICIntermediate Small Bank
July 1, 2009Needs to ImproveFDICIntermediate Small Bank
November 1, 2002SatisfactoryFDICSmall Bank
July 1, 1997SatisfactoryFDICSmall Bank
April 1, 1995SatisfactoryFDICNot Reported
May 1, 1993SatisfactoryFDICNot Reported
March 1, 1991Needs to ImproveFDICNot Reported

Institutional history

1 FFIEC NIC history event

Showing 1 of 1 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
January 2, 2001Charter Discontinued (Merger or Purchase & Assumption)

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
ROOT_INSTITUTIONPLAINS COMMERCE BANKNon-member BankSioux Falls, SD

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank