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Institution profile

Pioneer Bank, National Association

Bank · Active · Headquarters: Albany, NY

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Pioneer Bank, National Association
Display name
Pioneer Bank, National Association
Institution status
Active
FDIC insured
Yes
FDIC insured since
July 1, 1972
Established date
January 1, 1889
Charter class
National bank, member of the Federal Reserve System (FRS)
Primary federal regulator
Office of the Comptroller of the Currency
Headquarters
Albany, NY, 12211, United States
FDIC certificate number
20741
Federal Reserve RSSD ID
237619
OCC charter number
25324
Domestic location count
21
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
OCC
Institution type
National Bank
Primary activity
NAICS 52211
FDIC certificate
20741
Federal Reserve RSSD ID
237619
LEI
549300256FCWXUM5FR50
Headquarters
652 Albany Shaker Road, Albany, NY, 12211, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

21

Showing 1 through 21 of 21 listed locations

Scroll sideways to see every branch column.

Showing 1 through 21 of 21 FFIEC NIC branch locations
BranchAddressCityStatePostal code
ALBANY OFFICE90 State StreetAlbanyNY12207
COLONIE OFFICE1761 Central AvenueAlbanyNY12205
GUILDERLAND OFFICE1881 Western AvenueAlbanyNY12203
CAIRO OFF440 Main StreetCairoNY12413
CLIFTON PARK EAST OFFICE843 Route 146Clifton ParkNY12065
COHOES BRANCH100 Mohawk StreetCohoesNY12047
DELMAR OFFICE184 Delaware AvenueDelmarNY12054
GLENMONT OFFICE329 Glenmont RoadGlenmontNY12077
GREENVILLE OFFICE11565 Highway 32GreenvilleNY12083
HUDSON OFFICE1 Hudson City CentreHudsonNY12534
LATHAM OFFICE531 Troy Schenectady RoadLathamNY12110
MALTA OFFICERoutes 9 & 67MaltaNY12020
QUEENSBURY BRANCH739 Upper Glen StreetQueensburyNY12804
NORTH GREENBUSH OFFICE602 North Greenbush RoadRensselaerNY12144
ROTTERDAM OFFICE1452 Altamont AvenueRotterdamNY12303
SCHENECTADY OFFICE426 State StreetSchenectadyNY12305
BRUNSWICK OFFICE712 Hoosick RoadTroyNY12180
TROY - MAIN OFFICE21 Second StreetTroyNY12181
WATERFORD OFFICE142 Saratoga AvenueWaterfordNY12188
WATERVLIET OFFICE2000 Second AvenueWatervlietNY12189
WYNANTSKILL OFFICE78 Main AvenueWynantskillNY12198

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Outstanding
Exam date
January 1, 2024
Regulator
FDIC
Examination method
Large Bank Exam

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
January 1, 2024OutstandingFDICLarge Bank Exam
January 1, 2021SatisfactoryFDICIntermediate Small Bank
March 1, 2018SatisfactoryFDICIntermediate Small Bank
January 1, 2015OutstandingFDICIntermediate Small Bank
November 1, 2011OutstandingFDICIntermediate Small Bank
August 1, 2008OutstandingFDICLarge Bank Exam
July 1, 2005OutstandingFDICLarge Bank Exam
September 1, 2002SatisfactoryFDICLarge Bank Exam
October 1, 1999SatisfactoryFDICLarge Bank Exam
December 1, 1997SatisfactoryFDICSmall Bank
February 1, 1995SatisfactoryFDICNot Reported
August 1, 1993SatisfactoryFDICNot Reported

Institutional history

1 FFIEC NIC history event

Showing 1 of 1 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
October 1, 2024Charter Discontinued (Merger or Purchase & Assumption)PIONEER COMMERCIAL BANK

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

5 FFIEC NIC relationship records

Showing 1 through 5 of 5 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationshipPIONEER CONSULTING SOLUTIONS, INC.Domestic Entity OtherAlbany, NY
Direct relationshipPIONEER FINANCIAL SERVICES, INC.Domestic Entity OtherAlbany, NY
Direct relationshipPIONEER INSURANCE AGENCY, INC.Domestic Entity OtherAlbany, NY
Direct relationshipTARGETED LENDING HOLDINGS, LLCDomestic Entity OtherAlbany, NY
ROOT_INSTITUTIONPIONEER BANK, NATIONAL ASSOCIATIONNational BankAlbany, NY

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured national bank