Institution profile
PERFECT CIRCLE
Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
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NCUA identity
- NCUA charter number
- 68719
- Credit union type
- Federally insured state-chartered credit union
- Federal insurance
- Federally insured through the NCUA / National Credit Union Share Insurance Fund
- Low-income designation
- Yes
NCUA-reported main office
Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.
- Address line 1
- 631 E Main St
- City
- Hagerstown
- State
- IN
- ZIP
- 47346
- County
- Wayne
- Country
- United States
- Phone
- 7654894571
- Hours
- M, Tu, Th, Fri - 9-5 Wed 10-5
NCUA quarterly financial summary
Data period: March 31, 2026
- Members
- 5,272
- Total assets
- $64,837,128
- Total loans — all reported loan categories
- $23,118,575
- Shares and deposits
- $57,286,029
- Return on average assets
- 0.77%
- Net worth ratio
- 12.2%
- Loan-to-share ratio
- 40.36%
NCUA total-loan balances are institution-wide and are not presented as mortgage volume.
Four-quarter growth metrics
- Shares/deposits four-quarter growth
- -3.17%
- Loans four-quarter growth
- -7.18%
- Assets four-quarter growth
- -1.34%
- Members four-quarter growth
- -2.62%
- Net-worth four-quarter growth
- 8.14%
Location characteristics
Source-reported location characteristics. These fields are not recommendations or quality indicators.
- Member services
- Yes
- ATM
- Yes
- Drive-thru
- Yes
- Shared service-center network
- No
NCUA source dates
- NCUA call-report date
- March 31, 2026
- NCUA locations data date
- March 31, 2026
- NCUA locations observed
- August 7, 2026
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- Federally insured state-chartered credit union