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Institution profile

PEOPLES (Nitro, WV)

Credit union · Active · Main office: Nitro, WV

Profile data observed August 6, 2026

Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

NCUA identity

NCUA charter number
16993
Credit union type
Federal credit union
Federal insurance
Federally insured through the NCUA / National Credit Union Share Insurance Fund
Low-income designation
Yes

NCUA-reported main office

Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.

Address line 1
419 1st Ave S
City
Nitro
State
WV
ZIP
25143-2313
County
Kanawha
Country
United States
Phone
3047222274
Hours
9:00 am - 5:00 pm Monday - Friday 9:00 am - 12:00 pm Saturday Drive Thru 8:00 am - 6:00 pm Monday - Friday 8:00 am - 12:00

NCUA quarterly financial summary

Data period: March 31, 2026

Members
10,760
Total assets
$131,285,301
Total loans — all reported loan categories
$94,483,849
Shares and deposits
$109,479,744
Return on average assets
0.78%
Net worth ratio
16.15%
Loan-to-share ratio
86.3%

NCUA total-loan balances are institution-wide and are not presented as mortgage volume.

Four-quarter growth metrics

Shares/deposits four-quarter growth
6.09%
Loans four-quarter growth
-4.66%
Assets four-quarter growth
6.39%
Members four-quarter growth
-0.81%
Net-worth four-quarter growth
8.31%

Location characteristics

Source-reported location characteristics. These fields are not recommendations or quality indicators.

Member services
Yes
ATM
Yes
Drive-thru
Yes
Shared service-center network
No

NCUA source dates

NCUA call-report date
March 31, 2026
NCUA locations data date
March 31, 2026
NCUA locations observed
August 7, 2026

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
Federally insured federal credit union