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Institution profile

Peoples Bank of Alabama

Bank · Active · Headquarters: Cullman, AL

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Peoples Bank of Alabama
Display name
Peoples Bank of Alabama
Institution status
Active
FDIC insured
Yes
FDIC insured since
October 24, 1977
Established date
October 24, 1977
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Cullman, AL, 35055, United States
Website
https://www.peoplesbankal.com
FDIC certificate number
22537
Federal Reserve RSSD ID
60330
Domestic location count
28
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
22537
Federal Reserve RSSD ID
60330
LEI
5493002XCPKQYCZ56W55
Headquarters
1912 Cherokee Avenue South West, Cullman, AL, 35055, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

27

Showing 1 through 27 of 27 listed locations

Scroll sideways to see every branch column.

Showing 1 through 27 of 27 FFIEC NIC branch locations
BranchAddressCityStatePostal code
ALBERTVILLE BRANCH7473 US Highway 431AlbertvilleAL35950
BRINDLEE MOUNTAIN BRANCH2133 North Brindlee Mountain ParkwayArabAL35016
BRINDLEE MOUNTAIN PARKWAY BRANCH910 North Brindlee Mountain ParkwayArabAL35016
BAILEYTON BRANCH12081 Highway 69 N.BaileytonAL35019
BIRMINGHAM PLAZA BRANCH417 20th Street NorthBirminghamAL35203
BLOUNTSVILLE BRANCH68870 Main Street SouthBlountsvilleAL35031
BOAZ BRANCH200 Billy Dyar BlvdBoazAL35957
CENTRE BRANCH1285 Chesnut BypassCentreAL35960
NORTH CULLMAN BRANCH5052 US Hwy 157CullmanAL35055
6TH AVENUE BRANCH1737 6th Avenue SoutheastDecaturAL35601
DECATUR BRANCH401 Lee StreetDecaturAL35601
GADSDEN BRANCH400 West Meighan BoulevardGadsdenAL35901
GARDENDALE BRANCH336 Fieldstown RoadGardendaleAL35071
GUNTERSVILLE BRANCH2125 Henry StreetGuntersvilleAL35976
DODGE CITY BRANCH435 Highway 69 SouthHancevilleAL35077
HANCEVILLE BRANCH204 Main Street SoutheastHancevilleAL35077
HARTSELLE BRANCH501 Highway 31 SWHartselleAL35640
HOLLY POND BRANCH10695 U.s. Highway 278 EastHolly PondAL35083
HUNTSVILLE BRANCH4245 Balmoral Drive, Suite 100HuntsvilleAL35801
LACEYS SPRING BRANCH10437 Highway 36 EastLaceys SpringAL35754
LOCUST FORK OFFICE29900 State Highway 79Locust ForkAL35097
ONEONTA BRANCH918 2nd Avenue EastOneontaAL35121
PELHAM OFFICE2267 Pelham ParkwayPelhamAL35124
RAINBOW CITY BRANCH3105 Rainbow City DRRainbow CityAL35906
SOMERVILLE OFFICE5276 Highway 67 South, Suite 6SomervilleAL35670
TRUSSVILLE BRANCH305 Main StreetTrussvilleAL35173
WARRIOR BRANCH420 Caldwell DriveWarriorAL35180

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
July 1, 2023
Regulator
FDIC
Examination method
Intermediate Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
July 1, 2023SatisfactoryFDICIntermediate Small Bank
November 1, 2020SatisfactoryFDICIntermediate Small Bank
August 1, 2017SatisfactoryFDICIntermediate Small Bank
October 1, 2014SatisfactoryFDICIntermediate Small Bank
April 1, 2011SatisfactoryFDICIntermediate Small Bank
December 1, 2007SatisfactoryFDICIntermediate Small Bank
September 1, 2004SatisfactoryFDICSmall Bank
November 1, 1998OutstandingFDICSmall Bank
October 1, 1995SatisfactoryFDICNot Reported
October 1, 1993SatisfactoryFDICNot Reported
May 1, 1991SatisfactoryFDICNot Reported

Read the methodology

Institutional history

2 FFIEC NIC history events

Showing 1 through 2 of 2 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
August 16, 2014Charter Discontinued (Merger or Purchase & Assumption)—
May 21, 1994Failure - Government Assistance ProvidedALTUS FEDERAL SAVINGS BANK

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
ROOT_INSTITUTIONPEOPLES BANK OF ALABAMANon-member BankCullman, AL

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank