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Institution profile

Peoples Bank & Trust (Pana, IL)

Bank · Active · Headquarters: Pana, IL

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Peoples Bank & Trust
Display name
Peoples Bank & Trust (Pana, IL)
Institution status
Active
FDIC insured
Yes
FDIC insured since
May 1, 1954
Established date
May 1, 1954
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Pana, IL, 62557, United States
FDIC certificate number
17320
Federal Reserve RSSD ID
922344
Domestic location count
14
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
17320
Federal Reserve RSSD ID
922344
LEI
2549004ADMJPZVEZZC51
Headquarters
200 South Locust, Pana, IL, 62557, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

13

Showing 1 through 13 of 13 listed locations

Scroll sideways to see every branch column.

Showing 1 through 13 of 13 FFIEC NIC branch locations
BranchAddressCityStatePostal code
ALTAMONT BRANCH511 South Main StreetAltamontIL62411
ARCOLA BRANCH127 South OakArcolaIL61910
ARTHUR BRANCH201 South Vine StreetArthurIL61911
CHARLESTON BRANCH1810 Lincoln AvenueCharlestonIL61920
409 CARLIN STREET BRANCH409 Carlin StreetMorrisonvilleIL62546
PALMYRA BRANCH142 West State StreetPalmyraIL62674
SOUTH POPLAR STREET BRANCH211 South Poplar StreetPanaIL62557
SPRINGFIELD FACILITY2840 Mansion RoadSpringfieldIL62711
TAYLORVILLE BRANCH1221 West Springfield RoadTaylorvilleIL62568
TOWER HILL BRANCHRoute 16Tower HillIL62571
TUSCOLA BRANCH504 South Main StreetTuscolaIL61953-1818
197 WEST STATE STREET BRANCH197 West State StreetWaverlyIL62692
102 SOUTH MAIN STREET BRANCH102 South Main StreetWhite HallIL62092

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
January 1, 2026
Regulator
FDIC
Examination method
Intermediate Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
January 1, 2026SatisfactoryFDICIntermediate Small Bank
February 1, 2023SatisfactoryFDICIntermediate Small Bank
November 1, 2019SatisfactoryFDICIntermediate Small Bank
October 1, 2016SatisfactoryFDICIntermediate Small Bank
November 1, 2014SatisfactoryFDICIntermediate Small Bank
November 5, 2008SatisfactoryFDICSmall Bank
October 1, 2003SatisfactoryFDICSmall Bank
November 1, 1998SatisfactoryFDICSmall Bank
September 1, 1995OutstandingFDICNot Reported
April 1, 1994SatisfactoryFDICNot Reported
March 1, 1992SatisfactoryFDICNot Reported

Institutional history

4 FFIEC NIC history events

Showing 1 through 4 of 4 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
May 18, 2024Charter Discontinued (Merger or Purchase & Assumption)
December 8, 2012Charter Discontinued (Merger or Purchase & Assumption)
December 8, 2012Charter Discontinued (Merger or Purchase & Assumption)
February 21, 1998Charter Discontinued (Merger or Purchase & Assumption)PANA FEDERAL SAVINGS AND LOAN ASSOCIATION

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

3 FFIEC NIC relationship records

Showing 1 through 3 of 3 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationshipPEOPLE FIRST INVESTMENT, LLCDomestic Entity OtherPana, IL
Direct relationshipPEOPLES ASSISTANCE COMPANYFinance CompanyPana, IL
ROOT_INSTITUTIONPEOPLES BANK & TRUSTNon-member BankPana, IL

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank