Listed locations
15
Institution profile
Peoples Bank (Newton, NC)
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Peoples Bank
- Display name
- Peoples Bank (Newton, NC)
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- January 1, 1912
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Newton, NC, 28658, United States
- FDIC certificate number
- 5956
- Federal Reserve RSSD ID
- 220527
- Domestic location count
- 16
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 5956
- Federal Reserve RSSD ID
- 220527
- LEI
- 5493006HXEF6V2NZED40
- Headquarters
- 518 West C Street, Newton, NC, 28658, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 15 of 15 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| CATAWBA BRANCH | 106 North Main Street | Catawba | NC | 28609 |
| SOUTH BLVD BRANCH | 6350 South Boulevard | Charlotte | NC | 28217 |
| CLAREMONT BRANCH | 3261 East Main Street | Claremont | NC | 28610 |
| CONOVER BRANCH | 213 First Street West | Conover | NC | 28613 |
| DENVER BRANCH | 6125 Highway 16 South | Denver | NC | 28037 |
| TRIANGLE CROSSING BRANCH | 142 Highway 16 South | Denver | NC | 28037 |
| CATAWBA VALLEY BOULEVARD BRANCH | 2050 Catawba Valley Blvd SE | Hickory | NC | 28602 |
| SPRINGS ROAD BRANCH | 3310 Springs Road, NE | Hickory | NC | 28601 |
| VIEWMONT BRANCH | 1333 2nd ST NE Ste 100 | Hickory | NC | 28601 |
| HIDDENITE BRANCH | 5153 NC Hwy 90 E | Hiddenite | NC | 28636 |
| HUNTERSVILLE BRANCH | 9617 Holly Point Drive | Huntersville | NC | 28078 |
| LINCOLNTON BRANCH | 1910 East Main ST | Lincolnton | NC | 28092 |
| MAIDEN BRANCH | 200 Island Ford Road | Maiden | NC | 28650 |
| MOORESVILLE BRANCH | 163 Plantation Ridge Drive | Mooresville | NC | 28117-9063 |
| NEWTON BRANCH | 420 West A Street | Newton | NC | 28658 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- December 1, 2023
- Regulator
- FDIC
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| December 1, 2023 | Satisfactory | FDIC | Large Bank Exam |
| September 1, 2020 | Satisfactory | FDIC | Intermediate Small Bank |
| September 1, 2017 | Satisfactory | FDIC | Large Bank Exam |
| July 1, 2014 | Satisfactory | FDIC | Large Bank Exam |
| June 1, 2011 | Satisfactory | FDIC | Large Bank Exam |
| August 1, 2007 | Outstanding | FDIC | Large Bank Exam |
| August 1, 2004 | Satisfactory | FDIC | Large Bank Exam |
| August 1, 2001 | Satisfactory | FDIC | Large Bank Exam |
| November 1, 1998 | Satisfactory | FDIC | Small Bank |
| July 1, 1995 | Satisfactory | FDIC | Not Reported |
| May 1, 1993 | Satisfactory | FDIC | Not Reported |
FFIEC-reported organizational relationships
4 FFIEC NIC relationship records
Showing 1 through 4 of 4 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | COMMUNITY BANK REAL ESTATE SOLUTIONS, LLC. | Domestic Entity Other | Newton, NC |
| Direct relationship | PEOPLES INVESTMENT SERVICES, INC. | Domestic Entity Other | Newton, NC |
| Direct relationship | REAL ESTATE ADVISORY SERVICES, INC. | Domestic Entity Other | Newton, NC |
| ROOT_INSTITUTION | PEOPLES BANK | Non-member Bank | Newton, NC |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank