Listed locations
11
Institution profile
Pathfinder Bank
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Pathfinder Bank
- Display name
- Pathfinder Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- October 25, 2002
- Established date
- October 25, 2002
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Oswego, NY, 13126, United States
- FDIC certificate number
- 57497
- Federal Reserve RSSD ID
- 729310
- Domestic location count
- 13
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 57497
- Federal Reserve RSSD ID
- 729310
- LEI
- 254900WBNJ2MGXXXDY75
- Headquarters
- 214 West First Street, Oswego, NY, 13126, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 11 of 11 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| CENTRAL SQUARE BRANCH | 3025 East Avenue | Central Square | NY | 13036 |
| CICERO BRANCH | 6194 ST RT 31 | Cicero | NY | 13039 |
| EAST SYRACUSE BRANCH | 6611 Manlius Center Road | East Syracuse | NY | 13057 |
| FULTON BRANCH | 5 West First Street | Fulton | NY | 13069 |
| LACONA BRANCH | 1897 Harwood Drive | Lacona | NY | 13083 |
| CLAY BRANCH | 3775 Route 31 | Liverpool | NY | 13090 |
| MEXICO BRANCH | 3361 Main Street | Mexico | NY | 13114 |
| OSWEGO EAST BRANCH | 34 East Bridge Street | Oswego | NY | 13126 |
| OSWEGO PLAZA BRANCH | 297 Street Route 104 | Oswego | NY | 13126 |
| PIKE BLOCK BRANCH | 109 W Fayette ST | Syracuse | NY | 13202 |
| SOUTHWEST CORRIDER | 506 West Onondaga ST | Syracuse | NY | 13204 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- July 1, 2025
- Regulator
- FDIC
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| July 1, 2025 | Satisfactory | FDIC | Large Bank Exam |
| July 1, 2022 | Satisfactory | FDIC | Large Bank Exam |
| September 1, 2019 | Satisfactory | FDIC | Large Bank Exam |
Institutional history
2 FFIEC NIC history events
Showing 1 through 2 of 2 history events
| Event date | Event type | Related institution |
|---|---|---|
| June 1, 2016 | Charter Discontinued (Merger or Purchase & Assumption) | PATHFINDER COMMERCIAL BANK |
| June 4, 1994 | Failure - Government Assistance Provided | COLUMBIA BANKING FEDERAL SAVINGS ASSOCIATION |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
3 FFIEC NIC relationship records
Showing 1 through 3 of 3 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | PATHFINDER RISK MANAGEMENT, INC | Domestic Entity Other | Oswego, NY |
| Direct relationship | WHISPERING OAKS DEVELOPMENT CORP. | Domestic Entity Other | Oswego, NY |
| ROOT_INSTITUTION | PATHFINDER BANK | Non-member Bank | Oswego, NY |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank