Institution profile
PANHANDLE (Panama City, FL)
Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
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NCUA identity
- NCUA charter number
- 68720
- Credit union type
- Federally insured state-chartered credit union
- Federal insurance
- Federally insured through the NCUA / National Credit Union Share Insurance Fund
- Low-income designation
- Yes
NCUA-reported main office
Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.
- Address line 1
- 2718 Martin Luther King Jr Blvd
- City
- Panama City
- State
- FL
- ZIP
- 32405-4408
- County
- Bay
- Country
- United States
- Phone
- 8507693306
- Hours
- Lobby M-F 8:30 - 5:00 Drive Thru Mon-Thurs 8:30 - 5:00 Drive Thru Friday 8:30 - 5:30 Drive Thru Saturday 8:30 - 12:00
NCUA quarterly financial summary
Data period: March 31, 2026
- Members
- 16,238
- Total assets
- $363,673,388
- Total loans — all reported loan categories
- $204,654,697
- Shares and deposits
- $312,893,703
- Return on average assets
- 1.08%
- Net worth ratio
- 13.15%
- Loan-to-share ratio
- 65.41%
NCUA total-loan balances are institution-wide and are not presented as mortgage volume.
Four-quarter growth metrics
- Shares/deposits four-quarter growth
- 8.32%
- Loans four-quarter growth
- 4.28%
- Assets four-quarter growth
- 9.14%
- Members four-quarter growth
- 1.95%
- Net-worth four-quarter growth
- 9.73%
Location characteristics
Source-reported location characteristics. These fields are not recommendations or quality indicators.
- Member services
- Yes
- ATM
- Yes
- Drive-thru
- Yes
- Shared service-center network
- Yes
NCUA source dates
- NCUA call-report date
- March 31, 2026
- NCUA locations data date
- March 31, 2026
- NCUA locations observed
- August 7, 2026
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- Federally insured state-chartered credit union