Listed locations
8
Institution profile
Oxford Bank
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Oxford Bank
- Display name
- Oxford Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- June 4, 1884
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- Oxford, MI, 48371, United States
- Website
- https://www.oxfordbank.com
- FDIC certificate number
- 9719
- Federal Reserve RSSD ID
- 448040
- Domestic location count
- 9
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 9719
- Federal Reserve RSSD ID
- 448040
- LEI
- 5493000VWAG47L29O356
- Headquarters
- 60 South Washington Street, Oxford, MI, 48371, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 8 of 8 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| CLARKSTON BRANCH | 7199 North Main Street | Clarkston | MI | 48346 |
| DAVISON BRANCH | 600 State Street | Davison | MI | 48423 |
| DRYDEN BRANCH | 5459 Main Street | Dryden | MI | 48428 |
| LAKE ORION BRANCH | 1115 South Lapeer Road | Lake Orion | MI | 48360 |
| ADDISON-OAKS BRANCH | 35 Rochester Road | Oakland | MI | 48363 |
| ORTONVILLE BRANCH | 345 South Ortonville Road | Ortonville | MI | 48462 |
| INDEPENDENCE VILLAGE BRANCH | 701 Market Street | Oxford | MI | 48371 |
| SOUTH WASHINGTON STREET BRANCH | 64 South Washington Street | Oxford | MI | 48371 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- May 15, 2023
- Regulator
- Federal Reserve
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| May 15, 2023 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| September 1, 2020 | Satisfactory | FDIC | Intermediate Small Bank |
| July 1, 2019 | Satisfactory | FDIC | Intermediate Small Bank |
| June 1, 2016 | Satisfactory | FDIC | Small Bank |
| October 1, 2013 | Satisfactory | FDIC | Small Bank |
| July 1, 2011 | Satisfactory | FDIC | Intermediate Small Bank |
| September 1, 2007 | Satisfactory | FDIC | Large Bank Exam |
| August 1, 2004 | Satisfactory | FDIC | Large Bank Exam |
| August 1, 2001 | Satisfactory | FDIC | Large Bank Exam |
| December 1, 1998 | Satisfactory | FDIC | Small Bank |
| January 1, 1996 | Outstanding | FDIC | Not Reported |
| June 1, 1994 | Outstanding | FDIC | Not Reported |
| May 1, 1992 | Outstanding | FDIC | Not Reported |
| June 2, 1990 | Satisfactory | FDIC | Not Reported |
Institutional history
1 FFIEC NIC history event
Showing 1 of 1 history events
| Event date | Event type | Related institution |
|---|---|---|
| June 1, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | OXFORD BANK MORTGAGE SERVICES, L.L.C. |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
5 FFIEC NIC relationship records
Showing 1 through 5 of 5 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | OXFORD COMMERCIAL FINANCE CORP. | Domestic Entity Other | Oxford, MI |
| Direct relationship | OXFORD INSURANCE SOLUTIONS, LLC | Domestic Entity Other | Oxford, MI |
| Direct relationship | SECURE COMPLIANCE SERVICES, LLC | Domestic Entity Other | Oxford, MI |
| Direct relationship | SECURE SBA | Domestic Entity Other | Oxford, MI |
| ROOT_INSTITUTION | OXFORD BANK | State Member Bank | Oxford, MI |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank