HMDA records
1,340
2025
Public institution profile · Bank · Not a recommendation
BankChoudrant, LAActive
FDIC certificate 12614
Data observedAugust 3, 2026Section records may have different source dates.
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionPublic records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
HMDA
Reported records for the selected year. These figures are not a lender score.
1,340reported records
976reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
HMDA records
1,340
2025
Loan originations
976
2025
Denials
108
2025
Withdrawals
168
2025
Denial rate among decisioned applications
9.4%
2025
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 1,340 | 976 | 60 | 108 | 168 | 9.4% |
| 2024 | 1,795 | 1,281 | 80 | 98 | 283 | 6.7% |
| 2023 | 1,806 | 1,313 | 65 | 94 | 332 | 6.4% |
| 2022 | 2,247 | 1,637 | 90 | 120 | 387 | 6.5% |
| 2021 | 3,343 | 2,494 | 100 | 244 | 472 | 8.6% |
| 2020 | 4,271 | 3,208 | 141 | 272 | 596 | 7.5% |
| 2019 | 2,622 | 2,075 | 88 | 147 | 267 | 6.4% |
| 2018 | 2,506 | 1,892 | 82 | 193 | 289 | 8.9% |
| Category | HMDA records |
|---|---|
| Conventional | 1,131 |
| FHA | 123 |
| VA | 62 |
| RHS / FSA | 24 |
| Home purchase | 777 |
| Home improvement | 104 |
| Refinancing | 262 |
| Cash-out refinancing | 97 |
20 states / territories reported
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
No published complaint result found
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Latest available CRA evaluation
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| January 27, 2025 | Satisfactory | Federal Reserve | Large Bank Exam |
| June 6, 2022 | Satisfactory | Federal Reserve | Large Bank Exam |
| November 4, 2019 | Satisfactory | Federal Reserve | Large Bank Exam |
| October 24, 2016 | Satisfactory | Federal Reserve | Large Bank Exam |
| September 16, 2013 | Satisfactory | Federal Reserve | Large Bank Exam |
| October 1, 2010 | Satisfactory | FDIC | Intermediate Small Bank |
| September 1, 2005 | Satisfactory | FDIC | Large Bank Exam |
| February 1, 2003 | Satisfactory | FDIC | Small Bank |
| December 1, 1997 | Outstanding | FDIC | Small Bank |
| January 1, 1995 | Outstanding | FDIC | Not Reported |
| November 1, 1992 | Outstanding | FDIC | Not Reported |
FFIEC NIC hierarchy rows
4
Showing 1 through 4 of 4 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | CTB / HLP CONDO ASSOCIATION | Domestic Entity Other | Monroe, LA |
| Direct relationship | CTB / MNG CONDO ASSOCIATION | Domestic Entity Other | Ruston, LA |
| Direct relationship | ORIGIN SECURITIES, LLC | Domestic Entity Other | Ruston, LA |
| ROOT_INSTITUTION | ORIGIN BANK | State Member Bank | Choudrant, LA |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Fields below supplement the primary source baseline and are shown only when present on the public profile.
Locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Listed locations
58
Showing 1 through 50 of 58 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| FAIRHOPE BANKING CENTER | 508 Fairhope Avenue | Fairhope | AL | 36532 |
| MOBILE FINANCIAL CENTER | 3700 Dauphin Street, Suite B | Mobile | AL | 36608 |
| FORT WALTON BEACH BANKING CENTER | 212 Racetrack Road NW | Fort Walton Beach | FL | 32547 |
| BASTROP BANKING CENTER | 1927 East Madison Avenue | Bastrop | LA | 71220 |
| BERNICE BANKING CENTER | 418 Cherry Street | Bernice | LA | 71222 |
| AIRLINE BANKING CENTER | 2790 Airline Drive | Bossier City | LA | 71111 |
| CALHOUN BANKING CENTER | 2995 Highway 80 West | Calhoun | LA | 71225 |
| DALLAS COUNTY MOBILE BRANCH | 3921 Elm Street | Choudrant | LA | 71227 |
| HOUSTON REGION MOBILE BRANCH | 3921 Elm Street | Choudrant | LA | 71227 |
| FARMERVILLE FINANCIAL CENTER | 200 North Main Street | Farmerville | LA | 71241-0725 |
| HIGHWAY 2 BANKING CENTER | 929 Sterlington Highway | Farmerville | LA | 71241 |
| FORSYTHE BANKING CENTER | 2400 Forsythe Avenue | Monroe | LA | 71201 |
| HIGHWAY 165 BANKING CENTER | 1500 Sterlington Road | Monroe | LA | 71203 |
| MONROE FINANCIAL CENTER | 1800 Hudson Lane | Monroe | LA | 71201 |
| DOWNTOWN RUSTON BANKING CENTER | 400 North Trenton Street | Ruston | LA | 71270 |
| NORTHSIDE BANKING CENTER | 2010 Farmerville Highway | Ruston | LA | 71270 |
| RUSTON FINANCIAL CENTER | 1511 North Trenton Street | Ruston | LA | 71270 |
| MARKET STREET BANKING CENTER | 308 Market Street | Shreveport | LA | 71101 |
| SHREVEPORT FINANCIAL CENTER | 1350 East 70th Street | Shreveport | LA | 71105 |
| CYPRESS BANKING CENTER | 5084 Cypress Street | West Monroe | LA | 71291 |
| WEST MONROE FINANCIAL CENTER | 2211 North 7th Street | West Monroe | LA | 71291 |
| BRANDON BANKING CENTER | 1450 West Government Street | Brandon | MS | 39042 |
| FLOWOOD BANKING CENTER | 203 Promenade Blvd | Flowood | MS | 39232 |
| JACKSON BANKING CENTER BRANCH | 120 City Center Drive | Jackson | MS | 39211 |
| MADISON BANKING CENTER | 1910 Main Street | Madison | MS | 39110 |
| OXFORD BANKING CENTER | 1312 University Avenue | Oxford | MS | 38655 |
| HIGHLAND COLONY FINANCIAL CENTER | 1063 Highland Colony Parkway | Ridgeland | MS | 39157 |
| ALLEN BANKING CENTER | 384 E. Stacy Road | Allen | TX | 75002 |
| CARTHAGE | 606 West Panola | Carthage | TX | 75633 |
| DALLAS FINANCIAL CENTER | 3838 Oak Lawn Avenue, Suite P-100 | Dallas | TX | 75219 |
| MEDICAL CITY DALLAS BRANCH | 7777 Forest Lane, Suite C-130 | Dallas | TX | 75230 |
| OAK CLIFF BANKING CENTER | 126 E. Colorado Blvd | Dallas | TX | 75203 |
| PRESTON BANKING CENTER | 8411 Preston Road | Dallas | TX | 75225 |
| 7TH STREET BANKING CENTER | 3200 West 7th Street | Fort Worth | TX | 76107 |
| CAMP BOWIE BANKING CENTER | 5800 Camp Bowie Blvd, Suite 100 | Fort Worth | TX | 76107 |
| FORT WORTH | 5001 EL Campo Avenue | Fort Worth | TX | 76107 |
| HALL PARK FINANCIAL CENTER | 3201 Dallas Parkway, Suite 100 | Frisco | TX | 75034 |
| HOLLY LAKE RANCH | 2365 South FM 2869 | Hawkins | TX | 75765 |
| HENDERSON | 1580 US 79 South | Henderson | TX | 75654 |
| CHAMPIONS BANKING CENTER | 6767 FM 1960 West | Houston | TX | 77069 |
| MEMORIAL BANKING CENTER | 12600 Memorial Drive | Houston | TX | 77024 |
| MEMORIAL CITY FINANCIAL CENTER | 960 Memorial City Way | Houston | TX | 77024 |
| MUSEUM DISTRICT BANKING CENTER | 1511 Binz Street | Houston | TX | 77004 |
| NORTHWEST FREEWAY BANKING CENTER | 5201 West 34th Street Suite 200 | Houston | TX | 77092 |
| RIVER OAKS BANKING CENTER | 2049 West Gray Street | Houston | TX | 77019 |
| TANGLEWOOD BRANCH | 1702 Fountain View Drive | Houston | TX | 77057 |
| UPPER KIRBY FINANCIAL CENTER | 2701 Kirby Drive | Houston | TX | 77098 |
| WEST UNIVERSITY BANKING CENTER | 5324 Kirby Drive, West University Place | Houston | TX | 77005 |
| LAS COLINAS BANKING CENTER | 7720 North Macarthur Boulevard | Irving | TX | 75063 |
| KILGORE | 205 N Kilgore ST | Kilgore | TX | 75662 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
FFIEC NIC history events
8
Showing 1 through 8 of 8 history events
| Event date | Event type | Related institution |
|---|---|---|
| October 8, 2022 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | COMMUNITY TRUST SERVICES CORPORATION |
| August 1, 2013 | Charter Discontinued (Merger or Purchase & Assumption) | CIMARRON MORTGAGE COMPANY |
| August 20, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 26, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 19, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 16, 2005 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 11, 1987 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
Source reviewed2026-08-03
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
Source reviewed2026-08-03
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
Source reviewed2026-08-03
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
Source reviewed2026-08-19
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
Source reviewed2026-08-19
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
Source reviewed2026-08-19
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
Source reviewed2026-08-19
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.
Source reviewed2026-08-28
A CRA rating is the regulator's examination result for the date shown. It is not a USMI rating.