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Institution profile

OneUnited Bank

Bank · Active · Headquarters: Boston, MA

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
OneUnited Bank
Display name
OneUnited Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
August 2, 1982
Established date
August 2, 1982
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Boston, MA, 02110, United States
FDIC certificate number
23966
Federal Reserve RSSD ID
935308
Domestic location count
5
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
23966
Federal Reserve RSSD ID
935308
Headquarters
185 Devonshire Street, Suite M100, Boston, MA, 02110, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

8

Showing 1 through 8 of 8 listed locations

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Showing 1 through 8 of 8 FFIEC NIC branch locations
BranchAddressCityStatePostal code
GARDENA BRANCH2001 Redondo Beach BoulevardGardenaCA90247
CORPORATE BRANCH3683 Crenshaw BoulevardLos AngelesCA90016
LADERA HEIGHTS BRANCH6810 LA Tijera BoulevardLos AngelesCA90045
STOCKER BRANCH4143 Crenshaw BoulevardLos AngelesCA90008
LYNWOOD BRANCH10721 Atlantic BoulevardLynwoodCA90262
MIAMI BRANCH3275 Northwest 79th StreetMiamiFL33147
ROXBURY BRANCH2343 Washington STBostonMA02119
GROVE HALL BRANCH648 Warren StreetDorchesterMA02121

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
June 1, 2026
Regulator
FDIC
Examination method
Intermediate Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
June 1, 2026SatisfactoryFDICIntermediate Small Bank
November 1, 2023SatisfactoryFDICIntermediate Small Bank
September 1, 2020SatisfactoryFDICIntermediate Small Bank
May 1, 2017SatisfactoryFDICIntermediate Small Bank
November 1, 2014Needs to ImproveFDICIntermediate Small Bank
January 1, 2012Needs to ImproveFDICIntermediate Small Bank
November 1, 2007SatisfactoryFDICIntermediate Small Bank
August 1, 2005SatisfactoryFDICLarge Bank Exam
June 1, 2000SatisfactoryFDICSmall Bank
June 1, 1997OutstandingFDICSmall Bank
April 1, 1995OutstandingFDICNot Reported
December 1, 1991OutstandingFDICNot Reported

Institutional history

4 FFIEC NIC history events

Showing 1 through 4 of 4 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
January 1, 2003Charter Discontinued (Merger or Purchase & Assumption)
May 1, 2001Charter Discontinued (Merger or Purchase & Assumption)
September 11, 1999Failure - Government Assistance ProvidedPEOPLES NATIONAL BANK OF COMMERCE
August 2, 1982Failure - Government Assistance ProvidedUNITY BANK AND TRUST COMPANY

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
ROOT_INSTITUTIONONEUNITED BANKNon-member BankBoston, MA

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank