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Institution profile

OceanFirst Bank, National Association

Bank · Active · Headquarters: Toms River, NJ

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
OceanFirst Bank, National Association
Display name
OceanFirst Bank, National Association
Institution status
Active
FDIC insured
Yes
FDIC insured since
August 9, 1989
Established date
January 1, 1902
Charter class
National bank, member of the Federal Reserve System (FRS)
Primary federal regulator
Office of the Comptroller of the Currency
Headquarters
Toms River, NJ, 08753, United States
FDIC certificate number
28359
Federal Reserve RSSD ID
85472
OCC charter number
25150
Domestic location count
42
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
OCC
Institution type
National Bank
Primary activity
NAICS 52211
FDIC certificate
28359
Federal Reserve RSSD ID
85472
LEI
5493002N5168AC238149
Headquarters
975 Hooper Avenue, Toms River, NJ, 08753, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

73

Showing 1 through 50 of 73 listed locations

Institutional history

8 FFIEC NIC history events

Showing 1 through 8 of 8 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
June 2, 2026Charter Discontinued (Merger or Purchase & Assumption)
January 1, 2020Charter Discontinued (Merger or Purchase & Assumption)
January 1, 2020Charter Discontinued (Merger or Purchase & Assumption)
February 1, 2019Charter Discontinued (Merger or Purchase & Assumption)
February 1, 2018Charter Discontinued (Merger or Purchase & Assumption)
December 1, 2016Charter Discontinued (Merger or Purchase & Assumption)
May 2, 2016Charter Discontinued (Merger or Purchase & Assumption)
August 1, 2015Charter Discontinued (Merger or Purchase & Assumption)COLONIAL AMERICAN BANK

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

6 FFIEC NIC relationship records

Showing 1 through 6 of 6 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationshipCOUNTRY PROPERTIES HOLDINGS, INCDomestic Entity OtherNew York, NY
Direct relationshipFLUSHING SERVICE CORPORATIONDomestic Entity OtherUniondale, NY
Direct relationshipOCEANFIRST REIT HOLDINGS, INCDomestic Entity OtherToms River, NJ
Direct relationshipOFB ACQUISITION LLCDomestic Entity OtherRed Bank, NJ
Direct relationshipSPRING GARDEN CAPITAL GROUP, LLCDomestic Entity OtherPhiladelphia, PA
ROOT_INSTITUTIONOCEANFIRST BANK, NATIONAL ASSOCIATIONNational BankToms River, NJ

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured national bank