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Institution profile

Ocean Bank

Bank · Active · Headquarters: Miami, FL

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Ocean Bank
Display name
Ocean Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
December 9, 1982
Established date
December 9, 1982
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Miami, FL, 33126, United States
Website
https://www.oceanbank.com
FDIC certificate number
24156
Federal Reserve RSSD ID
663834
Domestic location count
24
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
24156
Federal Reserve RSSD ID
663834
LEI
549300D4L76B477GHY32
Headquarters
780 Northwest 42nd Avenue, Miami, FL, 33126, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

24

Showing 1 through 24 of 24 listed locations

Scroll sideways to see every branch column.

Showing 1 through 24 of 24 FFIEC NIC branch locations
BranchAddressCityStatePostal code
AVENTURA BRANCH20900 N.e. 30th Avenue, Suite 103AventuraFL33180
BOCA BRANCH799 North Federal HighwayBoca RatonFL33432
CORAL GABLES OFFICE2655 Lejeune RoadCoral GablesFL33134
SOUTH MIAMI BRANCH6939 S.w. 57 AveCoral GablesFL33143
DOWNTOWN DORAL BRANCH8802 NW 36 STDoralFL33178
DOWNTOWN FORT LAUDERDALE BRANCH100 North Federal HighwayFort LauderdaleFL33301
MIAMI LAKES BRANCH7455 Miami Lakes DriveHialeahFL33014
PALM SPRINGS BRANCH790 West 49th StreetHialeahFL33012
WEST HIALEAH BRANCH1801 West Fourth AvenueHialeahFL33010
AIRPORT WEST BRANCH7650 NW 25th StreetMiamiFL33122
BIRD ROAD BRANCH7951 S.w. 40th StreetMiamiFL33155
BRICKELL BRANCH1000 Brickell AvenueMiamiFL33131
CORAL WAY BRANCH12005 S.w. 26th StreetMiamiFL33175
DORAL BRANCH2500 NW 97th AvenueMiamiFL33172
DOWNTOWN MIAMI BRANCH165 Southeast 1st StreetMiamiFL33131
KENDALL DRIVE BRANCH10950 Kendall Dr.MiamiFL33176
MILLER BRANCH14651 Southwest 56 StreetMiamiFL33175
WEST BRANCH6590 SW Eighth STMiamiFL33144
WEST FLAGLER BRANCH7703 West Flagler Street, Suite AMiamiFL33144
WEST KENDALL BRANCH15680 SW 88 StreetMiamiFL33196
MIAMI BEACH BRANCH501 41st StreetMiami BeachFL33140
ORLANDO BRANCH111 N. Magnolia AveOrlandoFL32801
PINECREST BRANCH13593 South Dixie HighwayPinecrestFL33156
WESTON BRANCH2300 Weston RoadWestonFL33326

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
December 1, 2023
Regulator
FDIC
Examination method
Large Bank Exam

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
December 1, 2023SatisfactoryFDICLarge Bank Exam
January 1, 2021SatisfactoryFDICLarge Bank Exam
April 1, 2018SatisfactoryFDICLarge Bank Exam
February 1, 2015SatisfactoryFDICLarge Bank Exam
November 1, 2011SatisfactoryFDICLarge Bank Exam
August 1, 2008SatisfactoryFDICLarge Bank Exam
April 1, 2006Needs to ImproveFDICLarge Bank Exam
October 1, 2002SatisfactoryFDICLarge Bank Exam
September 1, 1999SatisfactoryFDICLarge Bank Exam
June 1, 1997SatisfactoryFDICSmall Bank
July 1, 1995SatisfactoryFDICNot Reported
October 1, 1992SatisfactoryFDICNot Reported

Read the methodology

Institutional history

1 FFIEC NIC history event

Showing 1 of 1 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
February 13, 1988Failure - Government Assistance ProvidedGLOBAL BANK

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

3 FFIEC NIC relationship records

Showing 1 through 3 of 3 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationshipOCEAN INSURANCE SERVICES, LLCDomestic Entity OtherMiami, FL
Direct relationshipOFS HOLDING, LLCDomestic Entity OtherMiami, FL
ROOT_INSTITUTIONOCEAN BANKNon-member BankMiami, FL

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank