Listed locations
18
Institution profile
Oak Valley Community Bank
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Oak Valley Community Bank
- Display name
- Oak Valley Community Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- May 28, 1991
- Established date
- May 28, 1991
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- Oakdale, CA, 95361, United States
- Website
- https://www.ovcb.com
- FDIC certificate number
- 33457
- Federal Reserve RSSD ID
- 1864197
- Domestic location count
- 20
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 33457
- Federal Reserve RSSD ID
- 1864197
- LEI
- 549300D2R9YSQ442G068
- Headquarters
- 125 North Third Avenue, Oakdale, CA, 95361, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 18 of 18 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| BISHOP BRANCH | 351 North Main Street | Bishop | CA | 93514 |
| BRIDGEPORT BRANCH | 166 Main Street | Bridgeport | CA | 93517 |
| ESCALON BRANCH | 1910 Mchenry Avenue | Escalon | CA | 95320 |
| LODI - DOWNTOWN | 31 S School Street | Lodi | CA | 95240 |
| MAMMOTH LAKES BRANCH | 307 Old Mammoth Road | Mammoth Lakes | CA | 93546 |
| MANTECA BRANCH | 191 West North Street | Manteca | CA | 95336 |
| MODESTO BRANCH | 1200 I Street, Suite 3 | Modesto | CA | 95354 |
| MODESTO DALE BRANCH | 4120 Dale Road, Suite B | Modesto | CA | 95356 |
| MODESTO-MCHENRY BRANCH | 3508 Mchenry Avenue | Modesto | CA | 95356 |
| PATTERSON BRANCH | 20 Plaza Circle | Patterson | CA | 95363 |
| RIPON BRANCH | 150 North Wilma Avenue, Suite 2 | Ripon | CA | 95366 |
| ROSEVILLE - STONE POINT | 1478 Stone Point, Suite 150 | Roseville | CA | 95661 |
| SACRAMENTO - CAPITOL MALL BRANCH | 455 Capitol Mall, Suite 115 | Sacramento | CA | 95814 |
| SONORA BRANCH | 14890 Mono Way | Sonora | CA | 95370 |
| SONORA DOWNTOWN BRANCH | 85 Mono Way | Sonora | CA | 95370 |
| STOCKTON BRANCH | 2935 West March Lane | Stockton | CA | 95219 |
| TRACY BRANCH | 1034 North Central Avenue | Tracy | CA | 95376 |
| TURLOCK BRANCH | 241 W Main Street | Turlock | CA | 95380 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Outstanding
- Exam date
- January 17, 2023
- Regulator
- Federal Reserve
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| January 17, 2023 | Outstanding | Federal Reserve | Intermediate Small Bank |
| October 21, 2019 | Outstanding | Federal Reserve | Intermediate Small Bank |
| September 12, 2016 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| July 22, 2013 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| June 27, 2011 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| August 24, 2009 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| August 15, 2005 | Satisfactory | Federal Reserve | Small Bank |
| July 30, 2001 | Satisfactory | Federal Reserve | Small Bank |
| September 22, 1997 | Satisfactory | Federal Reserve | Small Bank |
| September 3, 1996 | Satisfactory | Federal Reserve | Small Bank |
Institutional history
1 FFIEC NIC history event
Showing 1 of 1 history events
| Event date | Event type | Related institution |
|---|---|---|
| December 24, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
1 FFIEC NIC relationship record
Showing 1 of 1 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| ROOT_INSTITUTION | OAK VALLEY COMMUNITY BANK | State Member Bank | Oakdale, CA |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank