Listed locations
3
Institution profile
Northwoods Bank of Minnesota
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Northwoods Bank of Minnesota
- Display name
- Northwoods Bank of Minnesota
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- August 9, 1989
- Established date
- September 19, 1919
- Charter class
- Federal savings bank
- Primary federal regulator
- Office of the Comptroller of the Currency
- Headquarters
- Park Rapids, MN, 56470, United States
- FDIC certificate number
- 1415
- Federal Reserve RSSD ID
- 284752
- OCC charter number
- 714810
- Domestic location count
- 4
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- OCC
- Institution type
- Federal Savings Bank
- Primary activity
- NAICS 52218
- FDIC certificate
- 1415
- Federal Reserve RSSD ID
- 284752
- Headquarters
- 1200 East First Street, Park Rapids, MN, 56470, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 3 of 3 listed locations
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| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| NEVIS OFFICE | 112 Bunyan Trails Road | Nevis | MN | 56467 |
| PARK RAPIDS EXPRESS BRANCH | 311 Park Ave South | Park Rapids | MN | 56470 |
| PINE CITY OFFICE | 1015 Hillside Avenue Southwest | Pine City | MN | 55063 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Outstanding
- Exam date
- December 1, 1997
- Regulator
- FDIC
- Examination method
- Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| December 1, 1997 | Outstanding | FDIC | Small Bank |
| November 1, 1994 | Outstanding | FDIC | Not Reported |
| November 1, 1992 | Outstanding | FDIC | Not Reported |
| November 1, 1990 | Satisfactory | FDIC | Not Reported |
FFIEC-reported organizational relationships
1 FFIEC NIC relationship record
Showing 1 of 1 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| ROOT_INSTITUTION | NORTHWOODS BANK OF MINNESOTA | Federal Savings Bank | Park Rapids, MN |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured federal savings bank