Listed locations
20
Institution profile
Northwest Bank (Spencer, IA)
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Northwest Bank
- Display name
- Northwest Bank (Spencer, IA)
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- August 9, 1989
- Established date
- December 30, 1988
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Spencer, IA, 51301, United States
- Website
- https://www.nw.bank
- FDIC certificate number
- 32647
- Federal Reserve RSSD ID
- 1387605
- Domestic location count
- 23
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 32647
- Federal Reserve RSSD ID
- 1387605
- LEI
- 549300RBJCM5B02O5U05
- Headquarters
- 705 Grand Avenue, Spencer, IA, 51301, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 20 of 20 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| AFTON BRANCH | 100 East Railroad Street | Afton | IA | 50830 |
| ALGONA BRANCH | 204 East State Street | Algona | IA | 50511 |
| AMES BRANCH | 100 South 16th Street | Ames | IA | 50010 |
| ANKENY-BOULEVARD OFFICE | 911 North Ankeny Boulevard | Ankeny | IA | 50023 |
| ANKENY-ORALABOR OFFICE | 1005 Southwest Oralabor Road | Ankeny | IA | 50023 |
| ARNOLDS PARK BRANCH | 46 North Highway 71 | Arnolds Park | IA | 51331 |
| CONSUMER BRANCH | 801 West Taylor | Creston | IA | 50801-3536 |
| CRESTON BRANCH | 101 West Adams | Creston | IA | 50801 |
| ESTHERVILLE BRANCH | 1 North 6th Street | Estherville | IA | 51334 |
| FORT DODGE BRANCH | 10 North 29th Street | Fort Dodge | IA | 50501 |
| HUMBOLDT BRANCH | 801 Sumner Avenue | Humboldt | IA | 50548-0669 |
| LE MARS BRANCH | 111 Central Avenue Northwest | Le Mars | IA | 51031 |
| MILFORD BRANCH | 1802 Okoboji Avenue | Milford | IA | 51351 |
| SHENANDOAH BRANCH | 116 South Blossom | Shenandoah | IA | 51601 |
| SIOUX CENTER BRANCH | 242 North Main Avenue | Sioux Center | IA | 51250 |
| SIOUX CITY BRANCH | 5801 Sunnybrook Drive | Sioux City | IA | 51106 |
| SPIRIT LAKE OFFICE | 1008 18th Street | Spirit Lake | IA | 51360 |
| WEST DES MOINES BRANCH | 5700 University Avenue, Suite 100 | West Des Moines | IA | 50266 |
| LA VISTA BRANCH | 9719 Giles Road | La Vista | NE | 68128-3167 |
| OMAHA OFFICE | 14320 Arbor Street | Omaha | NE | 68144 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- October 1, 2023
- Regulator
- FDIC
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| October 1, 2023 | Satisfactory | FDIC | Large Bank Exam |
| October 1, 2020 | Satisfactory | FDIC | Large Bank Exam |
| September 1, 2017 | Satisfactory | FDIC | Large Bank Exam |
| August 1, 2014 | Satisfactory | FDIC | Intermediate Small Bank |
Institutional history
6 FFIEC NIC history events
Showing 1 through 6 of 6 history events
| Event date | Event type | Related institution |
|---|---|---|
| May 11, 2024 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 12, 2013 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 26, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 1, 1992 | Failure - Government Assistance Provided | HOME FEDERAL SAVINGS AND LOAN ASSOCIATION, FEDERAL ASSOCIATION |
| December 31, 1988 | Failure - Government Assistance Provided | NORTHWEST FEDERAL SAVINGS AND LOAN ASSOCIATION OF SPENCER |
| December 31, 1988 | Failure - Government Assistance Provided | HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF SPENCER |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
1 FFIEC NIC relationship record
Showing 1 of 1 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| ROOT_INSTITUTION | NORTHWEST BANK | Non-member Bank | Spencer, IA |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank