Listed locations
9
Institution profile
Northstar Bank
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Northstar Bank
- Display name
- Northstar Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- February 1, 2001
- Established date
- February 1, 2001
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- Bad Axe, MI, 48413, United States
- FDIC certificate number
- 57097
- Federal Reserve RSSD ID
- 2958972
- Domestic location count
- 11
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 57097
- Federal Reserve RSSD ID
- 2958972
- LEI
- 5493008S6MTNE6CY5G37
- Headquarters
- 833 South Van Dyke, Bad Axe, MI, 48413, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 9 of 9 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| 3559 MAIN STREET BRANCH | 3559 Main Street | Akron | MI | 48701 |
| ALGONAC BRANCH | 900 Pointe Tremble Road | Algonac | MI | 48001 |
| ANN ARBOR BRANCH | 3040 Lohr Road | Ann Arbor | MI | 48108 |
| CARO BRANCH | 1100 East Caro Road | Caro | MI | 48723 |
| FORT GRATIOT BRANCH | 4145 24th Avenue | Fort Gratiot | MI | 48059 |
| LENOX BRANCH | 66550 Gratiot Avenue | New Haven | MI | 48050 |
| PIGEON BRANCH | 7611 Pigeon RD | Pigeon | MI | 48755 |
| 1960 FRED W MOORE HIGHWAY BRANCH | 1960 Fred W Moore Highway | Saint Clair | MI | 48079 |
| UBLY BRANCH | 4495 Garfield Street | Ubly | MI | 48475 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- February 6, 2023
- Regulator
- Federal Reserve
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| February 6, 2023 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| August 5, 2019 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| February 1, 2016 | Satisfactory | FDIC | Intermediate Small Bank |
| February 1, 2013 | Satisfactory | FDIC | Small Bank |
| January 7, 2008 | Satisfactory | FDIC | Small Bank |
| February 1, 2003 | Satisfactory | FDIC | Small Bank |
Institutional history
2 FFIEC NIC history events
Showing 1 through 2 of 2 history events
| Event date | Event type | Related institution |
|---|---|---|
| October 21, 2013 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 5, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
4 FFIEC NIC relationship records
Showing 1 through 4 of 4 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | CYPRESS CAPITAL WEALTH MANAGEMENT LLC | Domestic Entity Other | Bad Axe, MI |
| Direct relationship | NORTHSTAR ANN ARBOR PROPERTIES, LLC | Domestic Entity Other | Bad Axe, MI |
| Direct relationship | NORTHSTAR FINANCIAL GROUP INNOVATIONS LLC | Domestic Entity Other | Bad Axe, MI |
| ROOT_INSTITUTION | NORTHSTAR BANK | State Member Bank | Bad Axe, MI |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank