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Institution profile

NORTH TOWNS

Credit union · Active · Main office: Clarence, NY

Profile data observed August 6, 2026

Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

NCUA identity

NCUA charter number
9812
Credit union type
Federal credit union
Federal insurance
Federally insured through the NCUA / National Credit Union Share Insurance Fund
Low-income designation
No

NCUA-reported main office

Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.

Address line 1
9145 Sheridan Dr
City
Clarence
State
NY
ZIP
14031
County
Erie
Country
United States
Phone
7166300888
Hours
Mon - Wed 9:30am - 4:30pm Thurs 9:00am - 5:00pm Fri 9:00am - 6:00pm NO Saturday Hours at Present

NCUA quarterly financial summary

Data period: March 31, 2026

Members
3,034
Total assets
$49,222,806
Total loans — all reported loan categories
$28,737,422
Shares and deposits
$44,431,855
Return on average assets
1.53%
Net worth ratio
9.61%
Loan-to-share ratio
64.68%

NCUA total-loan balances are institution-wide and are not presented as mortgage volume.

Four-quarter growth metrics

Shares/deposits four-quarter growth
3.51%
Loans four-quarter growth
3.51%
Assets four-quarter growth
4.66%
Members four-quarter growth
-1.53%
Net-worth four-quarter growth
17.13%

Location characteristics

Source-reported location characteristics. These fields are not recommendations or quality indicators.

Member services
Yes
ATM
No
Drive-thru
No
Shared service-center network
No

NCUA source dates

NCUA call-report date
March 31, 2026
NCUA locations data date
March 31, 2026
NCUA locations observed
August 7, 2026

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
Federally insured federal credit union