Institution profile

NIAGARA-WHEATFIELD

Credit union · Active · Main office: SANBORN, NY

Profile data observed August 6, 2026

Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

NCUA identity

NCUA charter number: 14040
Credit union type: Federal credit union
Federal insurance: Federally insured through the NCUA / National Credit Union Share Insurance Fund
Low-income designation: Yes

NCUA-reported main office

Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.

Address line 1: 2346 SAUNDERS SETTLEMENT RD
City: SANBORN
State: NY
ZIP: 14132
County: Niagara
Country: United States
Phone: 7167312632
Hours: MON. & TUES 9:00-4:00 WED,THUR, FRI 9:30-5:30

NCUA quarterly financial summary

Data period: March 31, 2026

Members: 1,830
Total assets: $21,462,629
Total loans — all reported loan categories: $9,745,596
Shares and deposits: $19,202,398
Return on average assets: 1.22%
Net worth ratio: 10.57%
Loan-to-share ratio: 50.75%

NCUA total-loan balances are institution-wide and are not presented as mortgage volume.

Four-quarter growth metrics

Shares/deposits four-quarter growth: -3.01%
Loans four-quarter growth: -7.52%
Assets four-quarter growth: -1.06%
Members four-quarter growth: -0.71%
Net-worth four-quarter growth: 13.71%

Location characteristics

Source-reported location characteristics. These fields are not recommendations or quality indicators.

Member services: Yes
ATM: No
Drive-thru: No
Shared service-center network: No

NCUA source dates

NCUA call-report date: March 31, 2026
NCUA locations data date: March 31, 2026
NCUA locations observed: August 7, 2026

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type: Federally insured federal credit union