HMDA records
45
2025
Institution profile
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Public HMDA records are available for 2023–2025.
HMDA records
45
2025
Loan originations
30
2025
Denials
2
2025
Withdrawals
10
2025
Denial rate among decisioned applications
6.3%
2025
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 45 | 30 | 0 | 2 | 10 | 6.3% |
| 2024 | 38 | 27 | 3 | 3 | 2 | 9.1% |
| 2023 | 79 | 49 | 0 | 6 | 21 | 10.9% |
| Category | HMDA records |
|---|---|
| Conventional | 45 |
| FHA | 0 |
| VA | 0 |
| RHS / FSA | 0 |
| Home purchase | 36 |
| Home improvement | 3 |
| Refinancing | 5 |
| Cash-out refinancing | 0 |
7 states / territories reported
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.