Listed locations
173
Institution profile
NBT Bank, National Association
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- NBT Bank, National Association
- Display name
- NBT Bank, National Association
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- March 3, 1856
- Charter class
- National bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Office of the Comptroller of the Currency
- Headquarters
- Norwich, NY, 13815, United States
- Website
- https://www.nbtbank.com
- FDIC certificate number
- 7230
- Federal Reserve RSSD ID
- 702117
- OCC charter number
- 1354
- Domestic location count
- 177
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- OCC
- Institution type
- National Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 7230
- Federal Reserve RSSD ID
- 702117
- LEI
- 5493009BOQDC6PCFR785
- Headquarters
- 52 South Broad Street, Norwich, NY, 13815, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 50 of 173 listed locations
Institutional history
19 FFIEC NIC history events
Showing 1 through 19 of 19 history events
| Event date | Event type | Related institution |
|---|---|---|
| May 3, 2025 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 12, 2023 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 9, 2013 | Charter Discontinued (Merger or Purchase & Assumption) | ALLIANCE BANK, NATIONAL ASSOCIATION |
| June 9, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 10, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 9, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 1, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 17, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 1, 1989 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 1, 1989 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 1, 1989 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 1, 1989 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 1, 1984 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 30, 1978 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 29, 1974 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 29, 1973 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 16, 1971 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 3, 1963 | Charter Discontinued (Merger or Purchase & Assumption) | PEOPLES NATIONAL BANK OF MARGARETVILLE |
| September 4, 1962 | Charter Discontinued (Merger or Purchase & Assumption) | FIRST NATIONAL BANK OF AFTON |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
8 FFIEC NIC relationship records
Showing 1 through 8 of 8 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | BROAD STREET PROPERTY ASSOCIATES, INC. | Domestic Entity Other | Norwich, NY |
| Direct relationship | EVANS NATIONAL HOLDING CORP. | Domestic Entity Other | Angola, NY |
| Direct relationship | FNB FINANCIAL SERVICES, INC. | Domestic Entity Other | Norfolk, NY |
| Direct relationship | NBT CAPITAL CORP. | Domestic Entity Other | Norwich, NY |
| Direct relationship | NBT CAPITAL MANAGEMENT, INC. | Domestic Entity Other | Johnson City, NY |
| Direct relationship | SBT MORTGAGE SERVICE CORPORATION | Domestic Entity Other | Lakeville, CT |
| Direct relationship | SBT REALTY, INC. | Domestic Entity Other | Lakeville, CT |
| ROOT_INSTITUTION | NBT BANK, NATIONAL ASSOCIATION | National Bank | Norwich, NY |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured national bank