Listed locations
5
Institution profile
MountainOne Bank
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- MountainOne Bank
- Display name
- MountainOne Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- July 19, 1985
- Established date
- January 1, 1848
- Charter class
- State-chartered stock savings bank
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- North Adams, MA, 01247, United States
- Website
- https://www.mountainone.com
- FDIC certificate number
- 90253
- Federal Reserve RSSD ID
- 97804
- Domestic location count
- 6
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- State Savings Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 90253
- Federal Reserve RSSD ID
- 97804
- LEI
- 5493002578XYSRFY2C51
- Headquarters
- 93 Main ST, North Adams, MA, 01247, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 5 of 5 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| MOUNTAINONE FINANCIAL CENTER BRANCH | 111 Silver Lake Blvd. | Pittsfield | MA | 01201 |
| QUINCY BRANCH | 77 Granite Street | Quincy | MA | 02169 |
| SOUTH COASTAL MAIN OFFICE | 279 Union ST | Rockland | MA | 02370 |
| SCITUATE OFFICE | 54 Front ST | Scituate | MA | 02066 |
| WILLIAMSTOWN MAIN OFFICE | 795 Main Street | Williamstown | MA | 01267 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- October 1, 2024
- Regulator
- FDIC
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| October 1, 2024 | Satisfactory | FDIC | Intermediate Small Bank |
| June 1, 2021 | Satisfactory | FDIC | Intermediate Small Bank |
| April 1, 2018 | Satisfactory | FDIC | Intermediate Small Bank |
| January 1, 2015 | Satisfactory | FDIC | Intermediate Small Bank |
| September 1, 2012 | Satisfactory | FDIC | Intermediate Small Bank |
| February 1, 2009 | Satisfactory | FDIC | Intermediate Small Bank |
| November 1, 2005 | Satisfactory | FDIC | Large Bank Exam |
| March 1, 2003 | Satisfactory | FDIC | Small Bank |
| November 1, 1998 | Satisfactory | FDIC | Small Bank |
| January 1, 1996 | Satisfactory | FDIC | Not Reported |
| November 1, 1993 | Satisfactory | FDIC | Not Reported |
Institutional history
4 FFIEC NIC history events
Showing 1 through 4 of 4 history events
| Event date | Event type | Related institution |
|---|---|---|
| July 20, 2013 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 23, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 11, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | TRUE NORTH FINANCIAL SERVICES, INC. |
| January 15, 1965 | Charter Discontinued (Merger or Purchase & Assumption) | NORTH ADAMS SAVINGS BANK |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
5 FFIEC NIC relationship records
Showing 1 through 5 of 5 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | MOUNTAINONE INSURANCE AGENCY, INC. | Domestic Entity Other | North Adams, MA |
| Direct relationship | NAHSB SECURITY CORP. | Domestic Entity Other | North Adams, MA |
| Direct relationship | RSB PROPERTIES LLC | Domestic Entity Other | North Adams, MA |
| Direct relationship | SOUTH STREET PROPERTY, LLC | Domestic Entity Other | North Adams, MA |
| ROOT_INSTITUTION | MOUNTAINONE BANK | State Savings Bank | North Adams, MA |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered stock savings bank