Institution profile
MOUNTAIN
Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
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NCUA identity
- NCUA charter number
- 68531
- Credit union type
- Federally insured state-chartered credit union
- Federal insurance
- Federally insured through the NCUA / National Credit Union Share Insurance Fund
- Low-income designation
- Yes
NCUA-reported main office
Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.
- Address line 1
- 1700 Russ Ave
- City
- Waynesville
- State
- NC
- ZIP
- 28786
- County
- Haywood
- Country
- United States
- Phone
- 8284568627
- Hours
- M-Th 8:30am - 5:00pm Fri 8:30am - 5:30pm
NCUA quarterly financial summary
Data period: March 31, 2026
- Members
- 31,225
- Total assets
- $370,182,112
- Total loans — all reported loan categories
- $208,009,654
- Shares and deposits
- $325,507,993
- Return on average assets
- 0.48%
- Net worth ratio
- 11.11%
- Loan-to-share ratio
- 63.9%
NCUA total-loan balances are institution-wide and are not presented as mortgage volume.
Four-quarter growth metrics
- Shares/deposits four-quarter growth
- 2.36%
- Loans four-quarter growth
- 1.7%
- Assets four-quarter growth
- 3.96%
- Members four-quarter growth
- 0.98%
- Net-worth four-quarter growth
- 6.96%
Location characteristics
Source-reported location characteristics. These fields are not recommendations or quality indicators.
- Member services
- Yes
- ATM
- Yes
- Drive-thru
- Yes
- Shared service-center network
- No
NCUA source dates
- NCUA call-report date
- March 31, 2026
- NCUA locations data date
- March 31, 2026
- NCUA locations observed
- August 7, 2026
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- Federally insured state-chartered credit union