Total CFPB mortgage complaint records
192
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Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Total CFPB mortgage complaint records
192
Coverage start
December 1, 2012
Data through
August 20, 2026
| Year | Complaint records |
|---|---|
| 2013 | 2 |
| 2014 | 4 |
| 2015 | 5 |
| 2016 | 5 |
| 2017 | 10 |
| 2018 | 6 |
| 2019 | 2 |
| 2020 | 8 |
| 2021 | 7 |
| 2022 | 11 |
| 2023 | 18 |
| 2024 | 28 |
| 2025 | 51 |
| 2026 | 35 |
Trouble during payment process
None
24
Trouble during payment process
Escrow, taxes, or insurance
17
Struggling to pay mortgage
Trying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosure
15
Trouble during payment process
Payment process
15
Struggling to pay mortgage
Applying for or obtaining a modification, forbearance plan, short sale, or deed-in-lieu
14
Trouble during payment process
Trying to communicate with the company to fix an issue while managing or servicing your loan
14
Struggling to pay mortgage
None
12
Closing on a mortgage
None
10
Struggling to pay mortgage
An existing modification, forbearance plan, short sale, or other loss mitigation relief
9
Applying for a mortgage or refinancing an existing mortgage
None
7
Closing on a mortgage
Trying to communicate with the company to fix an issue with the loan closing
6
Loan servicing, payments, escrow account
None
6
Application, originator, mortgage broker
None
5
Closing on a mortgage
Closing disclosure or other related disclosures
5
Applying for a mortgage or refinancing an existing mortgage
Trying to communicate with the company to fix an issue with the application process
4
Trouble during payment process
Loan sold or transferred to another company
4
Closing on a mortgage
Changes in loan terms during or after closing
3
Other
None
3
Applying for a mortgage or refinancing an existing mortgage
Changes in loan terms during the application process
2
Applying for a mortgage or refinancing an existing mortgage
Confusing or misleading advertising or marketing
2
Closing on a mortgage
Delays with the closing process
2
Incorrect information on your report
Account information incorrect
2
Incorrect information on your report
Account status incorrect
2
Loan modification,collection,foreclosure
None
2
Applying for a mortgage or refinancing an existing mortgage
Delays in the application process
1
Credit decision / Underwriting
None
1
Problem with a company's investigation into an existing problem
Problem with personal statement of dispute
1
Settlement process and costs
None
1
Struggling to pay mortgage
Foreclosure
1
Trouble during payment process
Paying off the loan
1
Trouble during payment process
Private mortgage insurance (PMI)
1
Texas
30
Colorado
24
Florida
24
California
21
North Carolina
15
South Carolina
11
Illinois
8
Washington
8
Alabama
6
Georgia
6
Ohio
4
Arizona
3
Indiana
3
Maryland
3
Michigan
3
Montana
3
Oklahoma
3
Oregon
3
Pennsylvania
3
Idaho
2
Iowa
1
Kentucky
1
Louisiana
1
Mississippi
1
Missouri
1
New Jersey
1
None
1
Tennessee
1
West Virginia
1
Closed with explanation
186
Closed with monetary relief
4
Closed
1
Closed with non-monetary relief
1
Timely-response figures are a count distribution as reported to CFPB, not a score.
Yes
184
No
8
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau. Complaint volume does not establish misconduct or wrongdoing. Counts can be influenced by company size, mortgage servicing volume, time in operation, consumer awareness and reporting, and corporate reporting structure. US Mortgage Index does not treat complaint allegations as independently verified facts.