Listed locations
31
Institution profile
Middlesex Savings Bank
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Middlesex Savings Bank
- Display name
- Middlesex Savings Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- November 8, 1985
- Established date
- March 5, 1835
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Natick, MA, 01760, United States
- FDIC certificate number
- 90183
- Federal Reserve RSSD ID
- 888002
- Domestic location count
- 35
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 90183
- Federal Reserve RSSD ID
- 888002
- LEI
- VMDPCBOQ43W3PZTYZL93
- Headquarters
- 6 Main ST, Natick, MA, 01760, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 31 of 31 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| ACTON BRANCH | 279 Main Street | Acton | MA | 01720 |
| ASHLAND BRANCH | 2 W Union ST | Ashland | MA | 01721 |
| GREAT ROAD BRANCH | 186 Great Road | Bedford | MA | 01730 |
| BELLINGHAM BRANCH | 267 Hartford Avenue | Bellingham | MA | 02019 |
| BOXBOROUGH BRANCH | 629 Massachusetts Avenue | Boxborough | MA | 01719 |
| CONCORD BRANCH | 64 Main ST | Concord | MA | 01742 |
| W CONCORD BRANCH | 1208 Main ST | Concord | MA | 01742 |
| FRAMINGHAM BRANCH | 899 Edgell | Framingham | MA | 01701 |
| ROUTE 9 BRANCH | 598 Worcester Road | Framingham | MA | 01702 |
| FRANKLIN VILLAGE SHOPPING CENTER | 1000 Franklin Village Drive | Franklin | MA | 02038 |
| GROTON BRANCH | 112 Boston Road | Groton | MA | 01450 |
| HOLLISTON OFFICE | 830 Washington Str | Holliston | MA | 01746 |
| HOPKINTON BRANCH | 10 Main Str | Hopkinton | MA | 01748 |
| HUDSON BRANCH | 117 Broad Street | Hudson | MA | 01760 |
| LITTLETON BRANCH | 308 Great Road | Littleton | MA | 01460 |
| MAYNARD CROSSING BRANCH | 7 Digital Way | Maynard | MA | 01754 |
| POWDER MILL BRANCH | 72 Powder Mill Road | Maynard | MA | 01754 |
| MEDFIELD BRANCH | 495 Main Street | Medfield | MA | 02052 |
| MEDWAY MAIN STREET BRANCH | 81 Main ST | Medway | MA | 02053 |
| MILLISTON ROAD BRANCH | 36A Milliston Road | Millis | MA | 02054 |
| CHESTNUT STREET BRANCH | 50 Chestnut Street | Needham | MA | 02492 |
| SHERBORN BRANCH | 31 N. Main Street | Sherborn | MA | 01770 |
| SOUTHBOROUGH BRANCH | 162 Cordaville Road | Southborough | MA | 01772 |
| SUDBURY BRANCH | 454 Boston Post Road | Sudbury | MA | 01776 |
| WALPOLE BRANCH | 657 Main Street | Walpole | MA | 02081 |
| WAYLAND BRANCH | 150 Commonwealth Road | Wayland | MA | 01778 |
| WAYLAND CENTER BRANCH | 1 Andrew Avenue | Wayland | MA | 01778 |
| WELLESLEY BRANCH | 278 Washington Street | Wellesley | MA | 02481 |
| WESTBOROUGH BRANCH | 65 East Main Street | Westborough | MA | 01581 |
| WESTFORD BRANCH | 160 Littleton RD | Westford | MA | 01886 |
| WORCESTER BRANCH | 286 Grove Street | Worcester | MA | 01605 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Outstanding
- Exam date
- November 1, 2023
- Regulator
- FDIC
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| November 1, 2023 | Outstanding | FDIC | Large Bank Exam |
| July 1, 2020 | Outstanding | FDIC | Large Bank Exam |
| July 1, 2017 | Outstanding | FDIC | Large Bank Exam |
| April 1, 2014 | Outstanding | FDIC | Large Bank Exam |
| October 1, 2010 | Outstanding | FDIC | Large Bank Exam |
| February 1, 2007 | Outstanding | FDIC | Large Bank Exam |
| March 1, 2004 | Outstanding | FDIC | Large Bank Exam |
| August 1, 2000 | Outstanding | FDIC | Large Bank Exam |
| December 1, 1997 | Satisfactory | FDIC | Small Bank |
| April 1, 1995 | Satisfactory | FDIC | Not Reported |
| April 1, 1993 | Satisfactory | FDIC | Not Reported |
Institutional history
3 FFIEC NIC history events
Showing 1 through 3 of 3 history events
| Event date | Event type | Related institution |
|---|---|---|
| July 1, 2009 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 1, 1988 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 1, 1982 | Charter Discontinued (Merger or Purchase & Assumption) | NATICK FIVE CENTS SAVINGS BANK |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
3 FFIEC NIC relationship records
Showing 1 through 3 of 3 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | FIRST EVERGREEN PROPERTIES LLC | Domestic Entity Other | Natick, MA |
| Direct relationship | MIDDLESEX SECURITIES CORPORATION | Domestic Entity Other | Natick, MA |
| ROOT_INSTITUTION | MIDDLESEX SAVINGS BANK | Non-member Bank | Natick, MA |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank