Institution profile
MICHIGAN SCHOOLS AND GOVERNMENT
Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
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NCUA identity
- NCUA charter number
- 62049
- Credit union type
- Federally insured state-chartered credit union
- Federal insurance
- Federally insured through the NCUA / National Credit Union Share Insurance Fund
- Low-income designation
- No
NCUA-reported main office
Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.
- Address line 1
- 40400 Garfield Rd
- City
- Clinton Township
- State
- MI
- ZIP
- 48038-4004
- County
- Macomb
- Country
- United States
- Phone
- 5862638800
- Hours
- M - W 9:00 am - 5:00 pm Th - Fr 9:00 am - 6:00 pm Sat 9:00 am - 1:00 pm Sun - Closed
NCUA quarterly financial summary
Data period: March 31, 2026
- Members
- 162,111
- Total assets
- $4,366,531,649
- Total loans — all reported loan categories
- $3,707,844,896
- Shares and deposits
- $3,671,757,660
- Return on average assets
- 0.75%
- Net worth ratio
- 12.2%
- Loan-to-share ratio
- 100.98%
NCUA total-loan balances are institution-wide and are not presented as mortgage volume.
Four-quarter growth metrics
- Shares/deposits four-quarter growth
- 9.78%
- Loans four-quarter growth
- 8.63%
- Assets four-quarter growth
- 10.08%
- Members four-quarter growth
- 5.64%
- Net-worth four-quarter growth
- 13.71%
Location characteristics
Source-reported location characteristics. These fields are not recommendations or quality indicators.
- Member services
- Yes
- ATM
- Yes
- Drive-thru
- Yes
- Shared service-center network
- No
NCUA source dates
- NCUA call-report date
- March 31, 2026
- NCUA locations data date
- March 31, 2026
- NCUA locations observed
- August 7, 2026
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- Federally insured state-chartered credit union