Back to institutions

Institution profile

MERIWEST

Credit union · Active · Main office: San Jose, CA

Profile data observed August 6, 2026

Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

HMDA activity

Public HMDA records are available for 2019–2025.

HMDA records

751

2025

Loan originations

511

2025

Denials

198

2025

Withdrawals

41

2025

Denial rate among decisioned applications

27.9%

2025

Annual history

Annual HMDA activity history
YearHMDA recordsOriginationsApproved but not acceptedDenialsWithdrawalsDenial rate
202575151111984127.9%
202445027501561936.2%
202341125001491237.3%
20221,3421,08002352717.9%
20211,00583901145212.0%
202072353901503421.8%
201951734441452229.4%

Detailed activity

Loan type and purpose

Loan type and purpose breakdown for 2025
CategoryHMDA records
Conventional751
FHA0
VA0
RHS / FSA0
Home purchase110
Home improvement354
Refinancing69
Cash-out refinancing16

State reporting

6 states / territories reported

How to read these figures

HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.