Listed locations
7
Institution profile
Merchants Bank of Indiana
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Merchants Bank of Indiana
- Display name
- Merchants Bank of Indiana
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- June 23, 1923
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Carmel, IN, 46032, United States
- FDIC certificate number
- 8056
- Federal Reserve RSSD ID
- 963945
- Domestic location count
- 7
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 8056
- Federal Reserve RSSD ID
- 963945
- LEI
- 549300WRDGBHKR1BXL98
- Headquarters
- 410 Monon Boulevard, Carmel, IN, 46032, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 7 of 7 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| BLOOMINGTON BRANCH | 101 West Kirkwood Avenue Suite 030 | Bloomington | IN | 47404 |
| 116TH STREET BRANCH | 11590 North Meridian Street, Suite 120 | Carmel | IN | 46032 |
| 96TH STREET BRANCH | 3737 East 96th Street | Indianapolis | IN | 46240 |
| LYNN BRANCH | 201 South Main Street | Lynn | IN | 47355 |
| SPARTANBURG BRANCH | 6880 South Arba Pike | Lynn | IN | 47355 |
| RICHMOND AG LENDING BRANCH | 1400 Industries Road, Suite 200 | Richmond | IN | 47374 |
| RICHMOND BRANCH | 701 East Main | Richmond | IN | 47374 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Outstanding
- Exam date
- April 1, 2023
- Regulator
- FDIC
- Examination method
- Strategic Plan
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| April 1, 2023 | Outstanding | FDIC | Strategic Plan |
| March 1, 2020 | Satisfactory | FDIC | Strategic Plan |
| June 1, 2017 | Satisfactory | FDIC | Intermediate Small Bank |
| October 1, 2014 | Satisfactory | FDIC | Intermediate Small Bank |
| January 1, 2013 | Satisfactory | FDIC | Intermediate Small Bank |
| November 1, 2009 | Satisfactory | FDIC | Small Bank |
| October 1, 2004 | Satisfactory | FDIC | Small Bank |
| July 1, 1999 | Satisfactory | FDIC | Small Bank |
| June 1, 1996 | Satisfactory | FDIC | Small Bank |
| April 1, 1994 | Satisfactory | FDIC | Not Reported |
| February 1, 1992 | Satisfactory | FDIC | Not Reported |
Institutional history
2 FFIEC NIC history events
Showing 1 through 2 of 2 history events
| Event date | Event type | Related institution |
|---|---|---|
| January 27, 2024 | Charter Discontinued (Merger or Purchase & Assumption) | FARMERS-MERCHANTS BANK OF ILLINOIS |
| January 1, 2009 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
11 FFIEC NIC relationship records
Showing 1 through 11 of 11 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | ASH REALTY HOLDINGS, LLC | Domestic Entity Other | Carmel, IN |
| Direct relationship | CMG FUNDING, LLC | Domestic Entity Other | Carmel, IN |
| Direct relationship | INDIANA SOCIAL IMPACT HOUSING EQUITY FUND II LP | Domestic Entity Other | Carmel, IN |
| Direct relationship | MBI MICHIGAN 441, LLC | Domestic Entity Other | Carmel, IN |
| Direct relationship | MBI MIDTOWN WEST II, LLC | Domestic Entity Other | Carmel, IN |
| Direct relationship | MBI MIDTOWN WEST, LLC | Domestic Entity Other | Carmel, IN |
| Direct relationship | MERCHANTS CAPITAL CORP. | Domestic Entity Other | Carmel, IN |
| Direct relationship | MERCHANTS CAPITAL TAX CREDIT EQUITY FUND I, L.P. | Domestic Entity Other | Carmel, IN |
| Direct relationship | MERCHANTS HEALTHCARE FUND I GP, LLC | Domestic Entity Other | Carmel, IN |
| Direct relationship | ONETRUST FUNDING, INC. | Domestic Entity Other | Carmel, IN |
| ROOT_INSTITUTION | MERCHANTS BANK OF INDIANA | Non-member Bank | Carmel, IN |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank