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Institution profile

Merchants Bank, National Association

Bank · Active · Headquarters: Winona, MN

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Merchants Bank, National Association
Display name
Merchants Bank, National Association
Institution status
Active
FDIC insured
Yes
FDIC insured since
January 1, 1934
Established date
January 1, 1875
Charter class
National bank, member of the Federal Reserve System (FRS)
Primary federal regulator
Office of the Comptroller of the Currency
Headquarters
Winona, MN, 55987, United States
FDIC certificate number
8866
Federal Reserve RSSD ID
779351
OCC charter number
14488
Domestic location count
22
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
OCC
Institution type
National Bank
Primary activity
NAICS 52211
FDIC certificate
8866
Federal Reserve RSSD ID
779351
LEI
549300OZIFHR7THILC90
Headquarters
102 East Third Street, Winona, MN, 55987, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

21

Showing 1 through 21 of 21 listed locations

Scroll sideways to see every branch column.

Showing 1 through 21 of 21 FFIEC NIC branch locations
BranchAddressCityStatePostal code
APPLE VALLEY OFFICE14990 Glazier Avenue, Suite 100Apple ValleyMN55124
CALEDONIA OFFICE1 Sprague SquareCaledoniaMN55921
CANNON FALLS OFFICE300 West Main StreetCannon FallsMN55009
COTTAGE GROVE OFFICE8479 East Point Douglas Road SouthCottage GroveMN55016
HASTINGS OFFICE1525 Vermillion StreetHastingsMN55033
LA CRESCENT OFFICE316 Main StreetLa CrescentMN55947
LAKEVILLE OFFICE18550 Joplin AvenueLakevilleMN55044
LANESBORO BRANCH118 Parkway Ave NorthLanesboroMN55949
NORTHFIELD BRANCH1611 Honey Locust DriveNorthfieldMN55057
NORTHFIELD BRANCH329 Division St.NorthfieldMN55057
RED WING OFFICE2835 South Service DriveRed WingMN55066
ROCHESTER GREEN MEADOWS OFFICE1600 Greenview Drive SWRochesterMN55902
ROCHESTER NORTHWEST PLAZA OFFICE3586 55th Street NWRochesterMN55901
ROSEMOUNT BRANCH15055 Chippendale Avenue WestRosemountMN55068
RUSHFORD BRANCH101 West Jessie StreetRushfordMN55971
SAINT CHARLES BRANCH1130 Whitewater Ave.Saint CharlesMN55972
SPRING GROVE OFFICE126 West Main StreetSpring GroveMN55974
WINONA - LAKESIDE OFFICE627 Mankato AvenueWinonaMN55987
WINONA GOODVIEW OFFICE4124 Sixth StreetWinonaMN55987
EAU CLAIRE OFFICE2728 Mall Dr.Eau ClaireWI54701
ONALASKA OFFICE3140 Market PlaceOnalaskaWI54650

Institutional history

7 FFIEC NIC history events

Showing 1 through 7 of 7 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
May 16, 2020Charter Discontinued (Merger or Purchase & Assumption)
January 1, 2016Charter Discontinued (Merger or Purchase & Assumption)MERCHANTS CAPITAL RESOURCES, INC.
June 27, 2009Charter Discontinued (Merger or Purchase & Assumption)
June 27, 2009Charter Discontinued (Merger or Purchase & Assumption)
September 21, 2007Charter Discontinued (Merger or Purchase & Assumption)
September 21, 2007Charter Discontinued (Merger or Purchase & Assumption)
February 10, 1990Charter Discontinued (Merger or Purchase & Assumption)

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

3 FFIEC NIC relationship records

Showing 1 through 3 of 3 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationshipHIAWATHA HOLDING COMPANYDomestic Entity OtherWinona, MN
Direct relationshipMERCHANTS COMMUNITY DEVELOPMENT CORPORATIONDomestic Entity OtherWinona, MN
ROOT_INSTITUTIONMERCHANTS BANK, NATIONAL ASSOCIATIONNational BankWinona, MN

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured national bank