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Institution profile

Merchants & Marine Bank

Bank · Active · Headquarters: Pascagoula, MS

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Merchants & Marine Bank
Display name
Merchants & Marine Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
January 1, 1934
Established date
January 11, 1932
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Pascagoula, MS, 39567, United States
FDIC certificate number
12203
Federal Reserve RSSD ID
94139
Domestic location count
18
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
12203
Federal Reserve RSSD ID
94139
LEI
549300ZMSSTP768USP32
Headquarters
3118 Pascagoula Street, Pascagoula, MS, 39567, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

24

Showing 1 through 24 of 24 listed locations

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Showing 1 through 24 of 24 FFIEC NIC branch locations
BranchAddressCityStatePostal code
DAPHNE BRANCH OFFICE27765 Highway 98DaphneAL36526
FAIRHOPE BRANCH OFFICE325 Fairhope AvenueFairhopeAL36532
GULF SHORES BRANCH1820 South Gulf ShoresGulf ShoresAL36542
AIRPORT BOULEVARD BRANCH OFFICE6161 Airport BoulevardMobileAL36608
ROYAL STREET BRANCH OFFICE3 And 5 North Royal StreetMobileAL36602
ARNAUDVILLE BRANCH1012 Sloan StreetArnaudvilleLA70512
BELLE CHASSE BRANCH8435 Highway 23Belle ChasseLA70037
FMB OPERATIONS CENTER BRANCH101 South Main StreetBreaux BridgeLA70517
GRAND POINT BRANCH2829 Grand Point HighwayBreaux BridgeLA70517
PARK PLAZA BRANCH929 Rees StreetBreaux BridgeLA70517
WAL-MART BRANCH1932 Rees StreetBreaux BridgeLA70517
LAFAYETTE BRANCH1525 Ambassador Caffery ParkwayLafayetteLA70506
PINHOOK BRANCH2110 West Pinhook Road, Suite 100LafayetteLA70508
PORT SULPHUR BRANCH27104 Highway 23Port SulphurLA70083
GAUTIER BRANCH1200 Highway 90GautierMS39553
HATTIESBURG BRANCH4607 Hardy StreetHattiesburgMS39402
LUCEDALE BRANCH OFFICE11283 Old 63 SouthLucedaleMS39452
ESCATAWPA BRANCH7616 Highway 613Moss PointMS39552
HURLEY BRANCH21536 Highway 613Moss PointMS39562
MOSS POINT BRANCH4619 Main StreetMoss PointMS39563
WADE BRANCH16831 Highway 63Moss PointMS39562
OCEAN SPRINGS BRANCH2802 Bienville BoulevardOcean SpringsMS39564
ST. MARTIN BRANCH6416 North Washington AvenueOcean SpringsMS39564
MARKET STREET BRANCH1807 Market StreetPascagoulaMS39567

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
January 1, 2026
Regulator
FDIC
Examination method
Intermediate Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
January 1, 2026SatisfactoryFDICIntermediate Small Bank
September 1, 2022SatisfactoryFDICIntermediate Small Bank
January 1, 2019SatisfactoryFDICIntermediate Small Bank
February 1, 2016SatisfactoryFDICIntermediate Small Bank
August 1, 2013SatisfactoryFDICIntermediate Small Bank
June 1, 2011SatisfactoryFDICIntermediate Small Bank
March 5, 2008SatisfactoryFDICIntermediate Small Bank
March 1, 2005SatisfactoryFDICLarge Bank Exam
February 1, 2002SatisfactoryFDICLarge Bank Exam
November 1, 1999SatisfactoryFDICSmall Bank
November 1, 1996SatisfactoryFDICSmall Bank
March 1, 1995SatisfactoryFDICNot Reported
April 1, 1992SatisfactoryFDICNot Reported
May 19, 1990SatisfactoryFDICNot Reported

Institutional history

3 FFIEC NIC history events

Showing 1 through 3 of 3 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
April 1, 2026Charter Discontinued (Merger or Purchase & Assumption)
April 11, 2024Charter Discontinued (Merger or Purchase & Assumption)
December 10, 2011Charter Discontinued (Merger or Purchase & Assumption)

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
ROOT_INSTITUTIONMERCHANTS & MARINE BANKNon-member BankPascagoula, MS

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank