Listed locations
9
Institution profile
Mechanics Cooperative Bank
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Mechanics Cooperative Bank
- Display name
- Mechanics Cooperative Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- April 17, 1986
- Established date
- January 1, 1877
- Charter class
- State-chartered stock savings bank
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Taunton, MA, 02780, United States
- Website
- https://www.mechanics.bank
- FDIC certificate number
- 26634
- Federal Reserve RSSD ID
- 183770
- Domestic location count
- 11
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Cooperative Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 26634
- Federal Reserve RSSD ID
- 183770
- LEI
- 549300BOX0L2YKKXKO38
- Headquarters
- 316 Broadway, Taunton, MA, 02780, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 9 of 9 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| BRIDGEWATER MAIN OFFICE | 72 Main Street | Bridgewater | MA | 02324 |
| LAFAYETTE MAIN OFFICE | 60 Bedford Str | Fall River | MA | 02720 |
| NEW BEDFORD BRANCH | 1238 Kempton Street | New Bedford | MA | 02740 |
| NORTH DIGHTON BRANCH | 596 Somerset Avenue | North Dighton | MA | 02764 |
| SOMERSET BRANCH | 1236 County Street | Somerset | MA | 02726 |
| SWANSEA BRANCH | 201 G A R Highway | Swansea | MA | 02777 |
| ONLINE BANKING | 470 Myles Standish Blvd | Taunton | MA | 02780 |
| TAUNTON BRANCH | 75 County Street | Taunton | MA | 02780 |
| WESTPORT BRANCH | 165 State Road | Westport | MA | 02790 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- November 1, 2025
- Regulator
- FDIC
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| November 1, 2025 | Satisfactory | FDIC | Intermediate Small Bank |
| September 1, 2022 | Satisfactory | FDIC | Intermediate Small Bank |
| December 1, 2018 | Satisfactory | FDIC | Intermediate Small Bank |
| February 1, 2016 | Satisfactory | FDIC | Intermediate Small Bank |
| July 1, 2011 | Satisfactory | FDIC | Small Bank |
| August 1, 2007 | Outstanding | FDIC | Small Bank |
| April 1, 1999 | Outstanding | FDIC | Small Bank |
| October 1, 1996 | Outstanding | FDIC | Small Bank |
| May 1, 1994 | Satisfactory | FDIC | Not Reported |
| May 16, 1990 | Satisfactory | FDIC | Not Reported |
Institutional history
2 FFIEC NIC history events
Showing 1 through 2 of 2 history events
| Event date | Event type | Related institution |
|---|---|---|
| September 1, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 1, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
4 FFIEC NIC relationship records
Showing 1 through 4 of 4 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | 1877 TPM CORP | Domestic Entity Other | Taunton, MA |
| Direct relationship | MCB SECURITIES CORPORATION | Domestic Entity Other | Taunton, MA |
| Direct relationship | MECHANICS COOPERATIVE BANK INSURANCE AGENCY LLC | Domestic Entity Other | Taunton, MA |
| ROOT_INSTITUTION | MECHANICS COOPERATIVE BANK | Cooperative Bank | Taunton, MA |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered stock savings bank