Institution profile

MCDOWELL CORNERSTONE

Credit union · Active · Main office: MARION, NC

Profile data observed August 6, 2026

Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

NCUA identity

NCUA charter number: 60149
Credit union type: Federally insured state-chartered credit union
Federal insurance: Federally insured through the NCUA / National Credit Union Share Insurance Fund
Low-income designation: Yes

NCUA-reported main office

Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.

Address line 1: 2031 RUTHERFORD RD
City: MARION
State: NC
ZIP: 28752
County: McDowell
Country: United States
Phone: 8286524141
Hours: MON - WED & FRI 8:30-5:00 THURS 8:30-6:00

NCUA quarterly financial summary

Data period: March 31, 2026

Members: 2,687
Total assets: $37,150,480
Total loans — all reported loan categories: $22,222,109
Shares and deposits: $30,102,197
Return on average assets: 1.29%
Net worth ratio: 17.91%
Loan-to-share ratio: 73.82%

NCUA total-loan balances are institution-wide and are not presented as mortgage volume.

Four-quarter growth metrics

Shares/deposits four-quarter growth: -1.16%
Loans four-quarter growth: -6.65%
Assets four-quarter growth: 0.34%
Members four-quarter growth: -1.5%
Net-worth four-quarter growth: 7.66%

Location characteristics

Source-reported location characteristics. These fields are not recommendations or quality indicators.

Member services: Yes
ATM: No
Drive-thru: Yes
Shared service-center network: No

NCUA source dates

NCUA call-report date: March 31, 2026
NCUA locations data date: March 31, 2026
NCUA locations observed: August 7, 2026

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type: Federally insured state-chartered credit union