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Institution profile

Mainstreet Community Bank of Florida

Bank · Active · Headquarters: Deland, FL

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Mainstreet Community Bank of Florida
Display name
Mainstreet Community Bank of Florida
Institution status
Active
FDIC insured
Yes
FDIC insured since
October 24, 2003
Established date
October 24, 2003
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Deland, FL, 32720, United States
FDIC certificate number
57598
Federal Reserve RSSD ID
3217957
Domestic location count
9
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
57598
Federal Reserve RSSD ID
3217957
LEI
5493001LOTO6OW0LKT63
Headquarters
204 South Woodland Boulevard, Deland, FL, 32720, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

8

Showing 1 through 8 of 8 listed locations

Scroll sideways to see every branch column.

Showing 1 through 8 of 8 FFIEC NIC branch locations
BranchAddressCityStatePostal code
CLERMONT OFFICE1515 East Highway 50ClermontFL34711
NORTH SPRING GARDEN BRANCH1500 North Spring Garden AvenueDelandFL32720
EAST VOLUSIA BRANCH1812 Ridgewood AveHolly HillFL32117
LONGWOOD OFFICE2101 St. Road 434, Suite 117LongwoodFL32779
OCALA OFFICE112 N. Magnolia Ave.OcalaFL34475
JOHN KNOX VILLAGE BRANCH101 Northlake DriveOrange CityFL32763
ORANGE CITY BRANCH850 South Volusia AvenueOrange CityFL32763
OVIEDO OFFICE95 East Mitchell Hammock RoadOviedoFL32765

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
October 1, 2025
Regulator
FDIC
Examination method
Intermediate Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
October 1, 2025SatisfactoryFDICIntermediate Small Bank
June 1, 2022SatisfactoryFDICIntermediate Small Bank
August 1, 2019SatisfactoryFDICIntermediate Small Bank
November 1, 2016SatisfactoryFDICSmall Bank
July 1, 2011SatisfactoryFDICSmall Bank
March 1, 2006SatisfactoryFDICSmall Bank

FFIEC-reported organizational relationships

2 FFIEC NIC relationship records

Showing 1 through 2 of 2 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationshipPENSKE FILE HOLDING, LLCDomestic Entity OtherDeland, FL
ROOT_INSTITUTIONMAINSTREET COMMUNITY BANK OF FLORIDANon-member BankDeland, FL

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank