Institution profile

Macatawa Bank, National Association

Bank · Active · Headquarters: Holland, MI

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name: Macatawa Bank, National Association
Display name: Macatawa Bank, National Association
Institution status: Active
FDIC insured: Yes
FDIC insured since: November 25, 1997
Established date: November 25, 1997
Charter class: National bank, member of the Federal Reserve System (FRS)
Primary federal regulator: Office of the Comptroller of the Currency
Headquarters: Holland, MI, 49424, United States
Website: https://www.macatawabank.com
FDIC certificate number: 34618
Federal Reserve RSSD ID: 2634351
OCC charter number: 25333
Domestic location count: 28
Source observed: August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status: ACTIVE
Primary federal regulator: OCC
Institution type: National Bank
Primary activity: NAICS 52211
FDIC certificate: 34618
Federal Reserve RSSD ID: 2634351
LEI: 549300M5D5Q2KMDSMP10
Headquarters: 10753 Macatawa Drive, Holland, MI, 49424, United States
Primary deposit insurer: Deposit Insurance Fund (DIF)
Source observed: August 19, 2026

Branch network

Listed locations

Showing 1 through 27 of 27 listed locations

StateCity or branch

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Showing 1 through 27 of 27 FFIEC NIC branch locations
Branch	Address	City	State	Postal code
ALLENDALE BRANCH	6299 Lake Michigan Drive	Allendale	MI	49401
BYRON CENTER BRANCH	2261 84th Street SW	Byron Center	MI	49315
DOUGLAS BRANCH	132 Blue Star Highway	Douglas	MI	49406
GRAND HAVEN BRANCH	15135 Whittaker Way	Grand Haven	MI	49417
BRETON VILLAGE BRANCH	2440 Burton SE Street	Grand Rapids	MI	49546
CASCADE BRANCH	6330 28th Street SE	Grand Rapids	MI	49546
EAST BELTLINE BRANCH	3177 Knapp Street Northeast	Grand Rapids	MI	49525
FOREST HILLS BRANCH	4590 Cascade Road Southeast	Grand Rapids	MI	49546
GAINES TOWNSHIP BRANCH	1575 68th Street Southeast	Grand Rapids	MI	49508
OTTAWA NW BRANCH	116 Ottawa Northwest	Grand Rapids	MI	49503
GRANDVILLE BRANCH	3191 44th Street SW	Grandville	MI	49418
HAMILTON BRANCH	4758 136th Avenue	Hamilton	MI	49419
16TH STREET HOLLAND BRANCH	699 16th Street	Holland	MI	49423
701 MAPLE AVENUE BRANCH	701 Maple Avenue	Holland	MI	49423
8TH STREET HOLLAND BRANCH	141 East 8th Street	Holland	MI	49423
FREEDOM VILLAGE BRANCH	145 Columbia Avenue	Holland	MI	49423
LAKEWOOD BRANCH	20 East Lakewood Boulevard	Holland	MI	49424
NORTHSIDE BRANCH	489 Butternut Drive	Holland	MI	49424
RILEY BRANCH	12415 Riley Street	Holland	MI	49424
HUDSONVILLE BRANCH	3526 Chicago Drive	Hudsonville	MI	49426
JENISON BRANCH	2020 Baldwin	Jenison	MI	49428
JENISON EAST BRANCH	520 Baldwin	Jenison	MI	49428
ROCKFORD BRANCH	2820 10 Mile Road Northeast	Rockford	MI	49341
WALKER BRANCH	2750 Walker Avenue NW	Walker	MI	49544
CLYDE PARK AVENUE BRANCH	5271 Clyde Parks Avenue Southwest	Wyoming	MI	49509
ROYAL PARK PLACE BRANCH	500 Parkside Drive	Zeeland	MI	49464
ZEELAND STATE STREET BRANCH	41 North State Street	Zeeland	MI	49464

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating: Satisfactory
Exam date: November 1, 2021
Regulator: FDIC
Examination method: Large Bank Exam

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam date	CRA rating	Regulator	Examination method
November 1, 2021	Satisfactory	FDIC	Large Bank Exam
September 1, 2018	Satisfactory	FDIC	Large Bank Exam
September 1, 2015	Satisfactory	FDIC	Large Bank Exam
May 1, 2012	Satisfactory	FDIC	Large Bank Exam
December 5, 2008	Satisfactory	FDIC	Large Bank Exam
November 1, 2005	Satisfactory	FDIC	Large Bank Exam
February 1, 2003	Satisfactory	FDIC	Large Bank Exam
February 1, 2000	Outstanding	FDIC	Small Bank

Read the methodology

Institutional history

1 FFIEC NIC history event

Showing 1 of 1 history events

FFIEC NIC institutional history events
Event date	Event type	Related institution
January 1, 2003	Charter Discontinued (Merger or Purchase & Assumption)	—

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

2 FFIEC NIC relationship records

Showing 1 through 2 of 2 relationship records

FFIEC NIC organizational relationships
Relationship	Institution	Type	Location
Direct relationship	COASTAL REAL ESTATE HOLDINGS, LLC	Domestic Entity Other	Holland, MI
ROOT_INSTITUTION	MACATAWA BANK, NATIONAL ASSOCIATION	National Bank	Holland, MI

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type: FDIC-insured national bank