Institution profile
M. C. T.
Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
NCUA identity
- NCUA charter number
- 13766
- Credit union type
- Federal credit union
- Federal insurance
- Federally insured through the NCUA / National Credit Union Share Insurance Fund
- Low-income designation
- No
NCUA-reported main office
Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.
- Address line 1
- 4883 State Highway 30
- City
- AMSTERDAM
- State
- NY
- ZIP
- 12010
- County
- Montgomery
- Country
- United States
- Phone
- 5188421840
- Hours
- MON-WED 9:AM - 4:30PM THURS - 9AM - 5PM FRIDAY - 9AM - 6PM SATURDAY - 9AM - NOON (DRIVE THRU ONLY)
NCUA quarterly financial summary
Data period: March 31, 2026
- Members
- 2,700
- Total assets
- $71,965,202
- Total loans — all reported loan categories
- $7,705,673
- Shares and deposits
- $60,908,149
- Return on average assets
- 1.98%
- Net worth ratio
- 15.19%
- Loan-to-share ratio
- 12.65%
NCUA total-loan balances are institution-wide and are not presented as mortgage volume.
Four-quarter growth metrics
- Shares/deposits four-quarter growth
- 3.35%
- Loans four-quarter growth
- -17.6%
- Assets four-quarter growth
- 5.13%
- Members four-quarter growth
- -10.3%
- Net-worth four-quarter growth
- 15.58%
Location characteristics
Source-reported location characteristics. These fields are not recommendations or quality indicators.
- Member services
- Yes
- ATM
- No
- Drive-thru
- Yes
- Shared service-center network
- No
NCUA source dates
- NCUA call-report date
- March 31, 2026
- NCUA locations data date
- March 31, 2026
- NCUA locations observed
- August 7, 2026
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- Federally insured federal credit union