Institution profile

Liberty Bank (Geraldine, AL)

Bank · Active · Headquarters: Geraldine, AL

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name: Liberty Bank
Display name: Liberty Bank (Geraldine, AL)
Institution status: Active
FDIC insured: Yes
FDIC insured since: May 29, 1971
Established date: May 29, 1971
Charter class: State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator: Federal Deposit Insurance Corporation
Headquarters: Geraldine, AL, 35974, United States
Website: https://www.libertybankal.com
FDIC certificate number: 20429
Federal Reserve RSSD ID: 386432
Domestic location count: 9
Source observed: August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status: ACTIVE
Primary federal regulator: FDIC
Institution type: Non-member Bank
Primary activity: NAICS 52211
FDIC certificate: 20429
Federal Reserve RSSD ID: 386432
LEI: 254900GYV99GSRS94462
Headquarters: 40956 Highway 75, Geraldine, AL, 35974, United States
Primary deposit insurer: Deposit Insurance Fund (DIF)
Source observed: August 19, 2026

Branch network

Listed locations

Showing 1 through 6 of 6 listed locations

StateCity or branch

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Showing 1 through 6 of 6 FFIEC NIC branch locations
Branch	Address	City	State	Postal code
LIBERTY BANK OF ALBERTVILLE BRANCH	305 N Broad ST	Albertville	AL	35950
SNEAD BRANCH	87615 US Highwy 278 East	Altoona	AL	35952
SARDIS CITY BRANCH	1660 Sardis Drive	Boaz	AL	35956
COLLINSVILLE BRANCH	5350 Alabama Highway 68	Collinsville	AL	35961
CROSSVILLE BRANCH	15053 AL Hwy 68	Crossville	AL	35962
GUNTERSVILLE BRANCH	1302 Gunter Avenue	Guntersville	AL	35976

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating: Satisfactory
Exam date: April 1, 2026
Regulator: FDIC
Examination method: Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam date	CRA rating	Regulator	Examination method
April 1, 2026	Satisfactory	FDIC	Small Bank
February 1, 2020	Satisfactory	FDIC	Small Bank
April 1, 2014	Satisfactory	FDIC	Small Bank
December 5, 2008	Satisfactory	FDIC	Small Bank
August 1, 2003	Satisfactory	FDIC	Small Bank
August 1, 1998	Satisfactory	FDIC	Small Bank
September 1, 1995	Satisfactory	FDIC	Not Reported
August 1, 1993	Satisfactory	FDIC	Not Reported

Read the methodology

Institutional history

1 FFIEC NIC history event

Showing 1 of 1 history events

FFIEC NIC institutional history events
Event date	Event type	Related institution
April 23, 1987	Failure - Government Assistance Provided	PEOPLES BANK, THE

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
Relationship	Institution	Type	Location
ROOT_INSTITUTION	LIBERTY BANK	Non-member Bank	Geraldine, AL

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type: FDIC-insured state-chartered nonmember bank