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Institution profile

Legence Bank

Bank · Active · Headquarters: Eldorado, IL

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Legence Bank
Display name
Legence Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
January 1, 1934
Established date
January 1, 1906
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Eldorado, IL, 62930, United States
FDIC certificate number
10886
Federal Reserve RSSD ID
635840
Domestic location count
11
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
10886
Federal Reserve RSSD ID
635840
LEI
549300OVUSU8E87XZV67
Headquarters
1108 US Highway 45, Eldorado, IL, 62930, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

10

Showing 1 through 10 of 10 listed locations

Scroll sideways to see every branch column.

Showing 1 through 10 of 10 FFIEC NIC branch locations
BranchAddressCityStatePostal code
BENTON BRANCH605 West Main StreetBentonIL62812
CARBONDALE BRANCH925 West Main StreetCarbondaleIL62901
GALATIA BRANCH100 East Main StreetGalatiaIL62935
HARRISBURG BRANCH502 North CommercialHarrisburgIL62946
MARION BRANCH1133 North Carbon StreetMarionIL62959
METROPOLIS OFFICE522 Market StreetMetropolisIL62960
MOUNT VERNON BRANCH2929 West BroadwayMount VernonIL62864
SHAWNEETOWN BRANCH105 East Shawnee AvenueShawneetownIL62984
VIENNA BRANCH301 East Vine StreetViennaIL62995
CROSS POINTE BRANCH7325 Virginia StreetEvansvilleIN47715

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
August 1, 2023
Regulator
FDIC
Examination method
Intermediate Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
August 1, 2023SatisfactoryFDICIntermediate Small Bank
June 1, 2020SatisfactoryFDICIntermediate Small Bank
May 1, 2017SatisfactoryFDICSmall Bank
April 1, 2014SatisfactoryFDICSmall Bank
October 6, 2008SatisfactoryFDICSmall Bank
May 5, 2003SatisfactoryFDICSmall Bank
February 1, 1999SatisfactoryFDICSmall Bank
October 1, 1995SatisfactoryFDICNot Reported
November 1, 1993SatisfactoryFDICNot Reported
November 1, 1991SatisfactoryFDICNot Reported

Institutional history

1 FFIEC NIC history event

Showing 1 of 1 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
December 4, 2021Charter Discontinued (Merger or Purchase & Assumption)TEXICO STATE BANK

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

3 FFIEC NIC relationship records

Showing 1 through 3 of 3 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationshipAMERICAN FARM MORTGAGE CORPORATIONDomestic Entity OtherLouisville, KY
Direct relationshipLEGENCE INVESTMENT SUBSIDIARY LLCDomestic Entity OtherEldorado, IL
ROOT_INSTITUTIONLEGENCE BANKNon-member BankEldorado, IL

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank