Back to institutions

Institution profile

Lake Shore Bank

Bank · Active · Headquarters: Dunkirk, NY

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Lake Shore Bank
Display name
Lake Shore Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
August 9, 1989
Established date
January 1, 1891
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Dunkirk, NY, 14048, United States
FDIC certificate number
30530
Federal Reserve RSSD ID
301574
Domestic location count
11
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
30530
Federal Reserve RSSD ID
301574
Headquarters
128 East 4th ST, Dunkirk, NY, 14048, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

9

Showing 1 through 9 of 9 listed locations

Scroll sideways to see every branch column.

Showing 1 through 9 of 9 FFIEC NIC branch locations
BranchAddressCityStatePostal code
KENMORE OFFICE3438 Delaware AvenueBuffaloNY14217
SNYDER OFFICE4950 Main StreetBuffaloNY14226
DEPEW OFFICE570 Dick RoadDepewNY14043
EAST AMHERST OFFICE5751 Transit RoadEast AmherstNY14051
FREDONIA OFFICE30 East Main StreetFredoniaNY14063
HAMBURG OFFICE59 Main StreetHamburgNY14075
WEST ELLICOTT OFFICE1 South Green AvenueJamestownNY14701
ORCHARD PARK OFFICE3111 Union RoadOrchard ParkNY14127
WESTFIELD OFFICE106 East Main StreetWestfieldNY14787

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
ROOT_INSTITUTIONLAKE SHORE BANKNon-member BankDunkirk, NY

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank