Institution profile

Lake Ridge Bank

Bank · Active · Headquarters: Middleton, WI

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name: Lake Ridge Bank
Display name: Lake Ridge Bank
Institution status: Active
FDIC insured: Yes
FDIC insured since: January 1, 1934
Established date: January 1, 1908
Charter class: State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator: Federal Deposit Insurance Corporation
Headquarters: Middleton, WI, 53562, United States
Website: https://www.lakeridge.bank
FDIC certificate number: 15091
Federal Reserve RSSD ID: 525549
Domestic location count: 20
Source observed: August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status: ACTIVE
Primary federal regulator: FDIC
Institution type: Non-member Bank
Primary activity: NAICS 52211
FDIC certificate: 15091
Federal Reserve RSSD ID: 525549
LEI: 549300DZ25WXQZZ57J48
Headquarters: 8301 University Avenue, Middleton, WI, 53562, United States
Primary deposit insurer: Deposit Insurance Fund (DIF)
Source observed: August 19, 2026

Branch network

Listed locations

Showing 1 through 18 of 18 listed locations

StateCity or branch

Scroll sideways to see every branch column.

Showing 1 through 18 of 18 FFIEC NIC branch locations
Branch	Address	City	State	Postal code
BELLEVILLE OFFICE	110 Greenway Cross	Belleville	WI	53508
BLACK EARTH BRANCH	1030 Mills Street	Black Earth	WI	53515
BROOKLYN BRANCH	229 Douglas Drive	Brooklyn	WI	53521
COTTAGE GROVE BRANCH	341 West Cottage Grove Road	Cottage Grove	WI	53527
2535 MAIN STREET BRANCH	2535 Main Street	Cross Plains	WI	53528
CROSS PLAINS BRANCH	2615 Westview Court	Cross Plains	WI	53528
EVANSVILLE OFFICE	2 East Main Street	Evansville	WI	53536
KENNEDY ROAD BRANCH	2605 Kennedy Road	Janesville	WI	53545
1965 ATWOOD AVENUE	1965 Atwood Avenue	Madison	WI	53704
MIDDLETON BRANCH	3207 Parmenter Street	Middleton	WI	53562
BRIDGE ROAD BRANCH	6430 Bridge Road	Monona	WI	53713
MONONA DRIVE BRANCH	5515 Monona Drive	Monona	WI	53716
MOUNT HOREB BRANCH	1740 Springdale Street	Mount Horeb	WI	53572
NEW GLARUS OFFICE	512 Highway 69	New Glarus	WI	53574
OREGON OFFICE	883 North Main Street	Oregon	WI	53575
SAUK CITY BRANCH	603 Phillips Boulevard	Sauk City	WI	53583
108 NORTH MAIN STREET BRANCH	108 North Main Street	Verona	WI	53593
610 WEST MAIN STREET BRANCH	610 West Main Street	Waunakee	WI	53597

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating: Satisfactory
Exam date: March 1, 2026
Regulator: FDIC
Examination method: Large Bank Exam

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam date	CRA rating	Regulator	Examination method
March 1, 2026	Satisfactory	FDIC	Large Bank Exam
June 1, 2023	Satisfactory	FDIC	Large Bank Exam
July 1, 2020	Satisfactory	FDIC	Intermediate Small Bank
June 1, 2017	Satisfactory	FDIC	Intermediate Small Bank
July 1, 2014	Satisfactory	FDIC	Intermediate Small Bank
June 1, 2011	Satisfactory	FDIC	Intermediate Small Bank
November 1, 2007	Satisfactory	FDIC	Intermediate Small Bank
November 1, 2004	Satisfactory	FDIC	Large Bank Exam
June 1, 1999	Satisfactory	FDIC	Small Bank
November 1, 1995	Outstanding	FDIC	Not Reported
March 1, 1994	Outstanding	FDIC	Not Reported
July 1, 1992	Outstanding	FDIC	Not Reported
March 18, 1990	Outstanding	FDIC	Not Reported

Read the methodology

Institutional history

5 FFIEC NIC history events

Showing 1 through 5 of 5 history events

FFIEC NIC institutional history events
Event date	Event type	Related institution
February 13, 2023	Charter Discontinued (Merger or Purchase & Assumption)	—
June 1, 2019	Charter Discontinued (Merger or Purchase & Assumption)	—
May 8, 2010	Charter Discontinued (Merger or Purchase & Assumption)	—
December 5, 2006	Charter Discontinued (Merger or Purchase & Assumption)	—
August 1, 2002	Charter Discontinued (Merger or Purchase & Assumption)	—

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

2 FFIEC NIC relationship records

Showing 1 through 2 of 2 relationship records

FFIEC NIC organizational relationships
Relationship	Institution	Type	Location
Direct relationship	SBCP INVESTMENT CORPORATION	Domestic Entity Other	Las Vegas, NV
ROOT_INSTITUTION	LAKE RIDGE BANK	Non-member Bank	Middleton, WI

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type: FDIC-insured state-chartered nonmember bank