Listed locations
9
Institution profile
Lake Forest Bank & Trust Company, National Association
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Lake Forest Bank & Trust Company, National Association
- Display name
- Lake Forest Bank & Trust Company, National Association
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- December 26, 1991
- Established date
- May 21, 1986
- Charter class
- National bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Office of the Comptroller of the Currency
- Headquarters
- Lake Forest, IL, 60045, United States
- FDIC certificate number
- 27589
- Federal Reserve RSSD ID
- 1917301
- OCC charter number
- 25149
- Domestic location count
- 10
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- OCC
- Institution type
- National Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 27589
- Federal Reserve RSSD ID
- 1917301
- LEI
- 5493004MWCDBCBTXE044
- Headquarters
- 727 North Bank Lane, Lake Forest, IL, 60045, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 9 of 9 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| BONITA SPRINGS BRANCH | 26851 South Tamiami Trail | Bonita Springs | FL | 34134 |
| CAPE CORAL BRANCH | 915 Cape Coral Parkway East | Cape Coral | FL | 33904 |
| NAPLES BRANCH | 3401 9th Street North | Naples | FL | 34103 |
| HIGHLAND PARK BRANCH | 1949 Saint Johns Avenue | Highland Park | IL | 60035 |
| HIGHWOOD BRANCH | 507 Sheridan Road | Highwood | IL | 60040 |
| LAKE BLUFF BRANCH | 4 East Scranton | Lake Bluff | IL | 60044 |
| MAIN LAKE FOREST DRIVE THRU | 780 North Bank Lane | Lake Forest | IL | 60045 |
| WEST LAKE FOREST BRANCH | 959 South Waukegan Road | Lake Forest | IL | 60045 |
| WAUKEGAN BRANCH | 2634 Grand Avenue | Waukegan | IL | 60085 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Outstanding
- Exam date
- February 29, 2016
- Regulator
- Federal Reserve
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| February 29, 2016 | Outstanding | Federal Reserve | Large Bank Exam |
| September 23, 2013 | Outstanding | Federal Reserve | Large Bank Exam |
| September 19, 2011 | Outstanding | Federal Reserve | Large Bank Exam |
| August 31, 2009 | Satisfactory | Federal Reserve | Large Bank Exam |
| September 10, 2007 | Satisfactory | Federal Reserve | Large Bank Exam |
| July 11, 2005 | Satisfactory | Federal Reserve | Large Bank Exam |
| July 7, 2003 | Satisfactory | Federal Reserve | Large Bank Exam |
| May 21, 2001 | Satisfactory | Federal Reserve | Large Bank Exam |
| December 21, 1998 | Satisfactory | Federal Reserve | Large Bank Exam |
| December 23, 1996 | Satisfactory | Federal Reserve | Small Bank |
Institutional history
2 FFIEC NIC history events
Showing 1 through 2 of 2 history events
| Event date | Event type | Related institution |
|---|---|---|
| October 1, 2017 | Charter Discontinued (Merger or Purchase & Assumption) | FIRST INSURANCE FUNDING CORP. OF CALIFORNIA |
| October 1, 2017 | Charter Discontinued (Merger or Purchase & Assumption) | FIRST INSURANCE FUNDING CORPORATION |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
3 FFIEC NIC relationship records
Showing 1 through 3 of 3 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | FIFC EDGE INTERNATIONAL CORP. | Edge Corp - Investment | Lake Forest, IL |
| Direct relationship | WINTRUST PRIVATE TRUST COMPANY, NATIONAL ASSOCIATION | Non-deposit Trust Company - Member | Lake Forest, IL |
| ROOT_INSTITUTION | LAKE FOREST BANK & TRUST COMPANY, NATIONAL ASSOCIATION | National Bank | Lake Forest, IL |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured national bank