Listed locations
12
Institution profile
KS Bank, Inc.
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- KS Bank, Inc.
- Display name
- KS Bank, Inc.
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- August 9, 1989
- Established date
- January 1, 1924
- Charter class
- State-chartered stock savings bank
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Smithfield, NC, 27577, United States
- Website
- https://www.KSBankinc.com
- FDIC certificate number
- 29771
- Federal Reserve RSSD ID
- 416674
- Domestic location count
- 12
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- State Savings Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 29771
- Federal Reserve RSSD ID
- 416674
- LEI
- 254900PW5EE7M05BEZ97
- Headquarters
- 1031 N. Brightleaf Blvd, Smithfield, NC, 27577, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 12 of 12 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| BAILEY BRANCH | 6374 Deans Street | Bailey | NC | 27807 |
| CLAYTON BRANCH | 11591 US Highway 70 West | Clayton | NC | 27520 |
| DUNN BRANCH | 206 W Broad Street | Dunn | NC | 28334 |
| FOUR OAKS BRANCH | 106 West Wellons Street | Four Oaks | NC | 27524 |
| GARNER BRANCH | 901 Vandora Spring Road | Garner | NC | 27529 |
| GOLDSBORO BRANCH | 1601 Wayne Memorial DR | Goldsboro | NC | 27534 |
| KENLY BRANCH | 200 North Church Street | Kenly | NC | 27542 |
| LILLINGTON BRANCH | 709 W Front Street | Lillington | NC | 27546 |
| SELMA BRANCH | 115 West Anderson Street | Selma | NC | 27576 |
| SMITHFIELD BRANCH | 1031 N Brightleaf Blvd | Smithfield | NC | 27577 |
| WENDELL BRANCH | 2850 Wendell Blvd | Wendell | NC | 27591 |
| WILSON BRANCH | 2846 Ward Boulevard | Wilson | NC | 27893 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- February 1, 2024
- Regulator
- FDIC
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| February 1, 2024 | Satisfactory | FDIC | Intermediate Small Bank |
| November 1, 2020 | Satisfactory | FDIC | Intermediate Small Bank |
| June 1, 2018 | Satisfactory | FDIC | Intermediate Small Bank |
| August 1, 2015 | Satisfactory | FDIC | Intermediate Small Bank |
| November 1, 2012 | Satisfactory | FDIC | Intermediate Small Bank |
| October 1, 2009 | Satisfactory | FDIC | Intermediate Small Bank |
| November 1, 2003 | Satisfactory | FDIC | Small Bank |
| September 1, 1998 | Satisfactory | FDIC | Small Bank |
| July 1, 1995 | Satisfactory | FDIC | Not Reported |
| August 1, 1993 | Satisfactory | FDIC | Not Reported |
FFIEC-reported organizational relationships
1 FFIEC NIC relationship record
Showing 1 of 1 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| ROOT_INSTITUTION | KS BANK, INC. | State Savings Bank | Smithfield, NC |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered stock savings bank