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Institution profile

Isabella Bank

Bank · Active · Headquarters: Mount Pleasant, MI

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Isabella Bank
Display name
Isabella Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
January 1, 1934
Established date
July 1, 1903
Charter class
State-chartered commercial bank, member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Reserve Board
Headquarters
Mount Pleasant, MI, 48858, United States
Website
https://www.isabellabank.com
FDIC certificate number
1005
Federal Reserve RSSD ID
74140
Domestic location count
31
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FRS
Institution type
State Member Bank
Primary activity
NAICS 52211
FDIC certificate
1005
Federal Reserve RSSD ID
74140
LEI
549300XYX207IABFXL60
Headquarters
139 East Broadway, Mount Pleasant, MI, 48858, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

30

Showing 1 through 30 of 30 listed locations

Scroll sideways to see every branch column.

Showing 1 through 30 of 30 FFIEC NIC branch locations
BranchAddressCityStatePostal code
BARRYTON BRANCH240 East Northern AvenueBarrytonMI49305
BAY CITY LOAN AND WEALTH723 South Washington AvenueBay CityMI48708
BIG RAPIDS BRANCH21440 Perry AvenueBig RapidsMI49307
BIG RAPIDS EAST BRANCH711 Maple StreetBig RapidsMI49307
BLANCHARD BRANCH401 East Main StreetBlanchardMI49310
BRECKENRIDGE BRANCH316 East Saginaw StreetBreckenridgeMI48615
CLARE BRANCH532 North Mcewan StreetClareMI48617
CLARE NORTH BRANCH1125 North Mcewan StreetClareMI48617
FARWELL BRANCH399 West MainFarwellMI48622
FREELAND BRANCH399 South Main StreetFreelandMI48623
GREENVILLE BRANCH1405 West Washington StreetGreenvilleMI48838
HEMLOCK BRANCH16490 Gratiot RoadHemlockMI48626
ITHACA BRANCH1402 Center StreetIthacaMI48847
MIDLAND BRANCH2222 North Saginaw RoadMidlandMI48640
MIDLAND EAST BRANCH210 South Saginaw RoadMidlandMI48640
HIGH STREET BRANCH1402 West High StreetMount PleasantMI48858
PICKARD STREET BRANCH1416 East Pickard StreetMount PleasantMI48858
SOUTH MISSION STREET BRANCH2127 South Mission StreetMount PleasantMI48858
UNIVERSITY BRANCH200 South UniversityMount PleasantMI48858
REMUS BRANCH220 West Wheatland AvenueRemusMI49340
SAGINAW DOWNTOWN BRANCH203 East Genesee AvenueSaginawMI48607
SAGINAW OFFICE4975 Bay RoadSaginawMI48604
SAGINAW STATE STREET5705 State StreetSaginawMI48603
SHEPHERD BRANCH500 East Wright AvenueShepherdMI48883
SIX LAKES BRANCH313 West Bridge StreetSix LakesMI48886
STANTON BRANCH131 North State StreetStantonMI48888
CANADIAN LAKES BRANCH8351 100th AvenueStanwoodMI49346
BEAL CITY BRANCH1876 North Winn RoadWeidmanMI48893
LAKE ISABELLA BRANCH125 North Coldwater RoadWeidmanMI48893
WEIDMAN BRANCH3388 North Woodruff RoadWeidmanMI48893

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
November 13, 2023
Regulator
Federal Reserve
Examination method
Large Bank Exam

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
November 13, 2023SatisfactoryFederal ReserveLarge Bank Exam
June 28, 2021SatisfactoryFederal ReserveLarge Bank Exam
October 23, 2017SatisfactoryFederal ReserveLarge Bank Exam
December 9, 2013Needs to ImproveFederal ReserveLarge Bank Exam
October 31, 2011SatisfactoryFederal ReserveLarge Bank Exam
September 21, 2009SatisfactoryFederal ReserveLarge Bank Exam
September 17, 2007SatisfactoryFederal ReserveIntermediate Small Bank
April 11, 2005SatisfactoryFederal ReserveLarge Bank Exam
February 3, 2003SatisfactoryFederal ReserveLarge Bank Exam
February 5, 2001SatisfactoryFederal ReserveLarge Bank Exam
November 30, 1999SatisfactoryFederal ReserveLarge Bank Exam
January 25, 1999SatisfactoryFederal ReserveLarge Bank Exam
February 17, 1997SatisfactoryFederal ReserveLarge Bank Exam

Read the methodology

Institutional history

7 FFIEC NIC history events

Showing 1 through 7 of 7 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
January 1, 2008Charter Discontinued (Merger or Purchase & Assumption)IB&T MORTGAGE COMPANY
January 1, 2008Charter Discontinued (Merger or Purchase & Assumption)FSB MORTGAGE COMPANY
January 1, 2008Charter Discontinued (Merger or Purchase & Assumption)GREENVILLE COMMUNITY MORTGAGE COMPANY
January 1, 2008Charter Discontinued (Merger or Purchase & Assumption)—
April 16, 2007Charter Discontinued (Merger or Purchase & Assumption)—
January 1, 1982Charter Discontinued (Merger or Purchase & Assumption)—
July 1, 1970Charter Discontinued (Merger or Purchase & Assumption)WEIDMAN STATE BANK

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

2 FFIEC NIC relationship records

Showing 1 through 2 of 2 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationshipISABELLA INSURANCE AGENCY, INC.Domestic Entity OtherMount Pleasant, MI
ROOT_INSTITUTIONISABELLA BANKState Member BankMount Pleasant, MI

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered member bank