HMDA records
816
2020
Institution profile
Iowa State Bank (Hull, IA)
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HMDA activity
Public HMDA records are available for 2019–2020.
Loan originations
766
2020
Denials
20
2020
Withdrawals
28
2020
Denial rate among decisioned applications
2.5%
2020
Annual history
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2020 | 816 | 766 | 2 | 20 | 28 | 2.5% |
| 2019 | 385 | 357 | 7 | 11 | 10 | 2.9% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 777 |
| FHA | 0 |
| VA | 0 |
| RHS / FSA | 39 |
| Home purchase | 205 |
| Home improvement | 0 |
| Refinancing | 388 |
| Cash-out refinancing | 220 |
State reporting
11 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.